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just made our first overpayment!!!!!

I'm so excited, i know its only a small thing but after 4 years we finally made our first overpayment on our mortgage. It's only £50 but this is goig to be a reguler payment wich will reduce our mortgage by 4years, not bad for what seems like a very small payment. We are hoping to keep increasing the overpayments but for today we are celebrating that on christmas eve we turned our mortgage term from 30 years to 26 and with another payment planned with some money we are expecting it will be 25. the same as anyone else out there, wich to us is a huge acheivement. :beer::j
back to comping in 2017, fingers crossed :beer:

Comments

  • linz
    linz Posts: 1,999 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Well done for taking the first step jpwhittle! Onwards and upwards!
    #5 - Save £12k in 2026
  • Spiggle
    Spiggle Posts: 1,787 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Well done and good luck for future OP!

    All the best,
    Spigs
    Mortgage Free October 2013 :T
  • whitewing
    whitewing Posts: 11,852 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    That's great.

    Little and often keeps one on track.
    :heartsmil When you find people who not only tolerate your quirks but celebrate them with glad cries of "Me too!" be sure to cherish them. Because these weirdos are your true family.
  • Congratulations. :T

    I too am goingto make my first overpayment in Jan 2011, and am looking forward to it. Just to see the balance reduce and less years to become MF.
    Financial Aims for 2012:
    1. To pay off Car loan (£2,163.85 / £300.23 : 13.9%) 2. To pay off Joint OD ([STRIKE]£1,928.53[/STRIKE] / £1,928.53 : 100%) 3. To pay off GF's CC (£1100.31 / £0 : 0%) 4. To OP Mortgage (£1000 / £0 : 0%)

    Money Saving / Making in 2012:
    1. Ebay (£0 ) 2. Surveys (£0 ) 3. Quidco (£156.45 (Feb 12) ) 4. Lottery (£0 ) 5. Groceries (£0 )
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