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bank of scotland/ NFU / apex
tinkerbell73
Posts: 101 Forumite
I am in year 6 of a 15 year DMP and have had a letter today from the NFU/Bank of Scotland stating
" We note you are continuing to make payments in reduction of the balance outstanding under your agreement with NFU Mutual Finance Ltd.
We write to advise you that there has been a review of this business and it has been decided that the outstanding balance under your agreemement is to be written off and the agreement closed. (OMG :j:j:j)
As a result you will no longer be required to make any further payments under this agreement and you should arrange for any current method of payment to be stopped with immediate effect."
Now before i crack open the champagne as there is about 6k outstanding I currently make payments to Apex Credit Management for this agreement and dont want to celebrate if it means I still have to pay Apex - are they the Debt collecion arm of BOS - obviously BOS know i am still paying and of course all the offices are closed so i can't speak to anyone in an office :mad:
So do you think this is real ???? I dont want to celebrate and then find its wrong.
Thanks in advance
" We note you are continuing to make payments in reduction of the balance outstanding under your agreement with NFU Mutual Finance Ltd.
We write to advise you that there has been a review of this business and it has been decided that the outstanding balance under your agreemement is to be written off and the agreement closed. (OMG :j:j:j)
As a result you will no longer be required to make any further payments under this agreement and you should arrange for any current method of payment to be stopped with immediate effect."
Now before i crack open the champagne as there is about 6k outstanding I currently make payments to Apex Credit Management for this agreement and dont want to celebrate if it means I still have to pay Apex - are they the Debt collecion arm of BOS - obviously BOS know i am still paying and of course all the offices are closed so i can't speak to anyone in an office :mad:
So do you think this is real ???? I dont want to celebrate and then find its wrong.
Thanks in advance
Been stupid but have no regrets starting to slowly sort my finances now the kids are growing
0
Comments
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The bank have just rang and they ARE writing it off and its real and Happy Christmas WOO HOO must have been a good girl this year - thats 1/6 off my balance goneBeen stupid but have no regrets starting to slowly sort my finances now the kids are growing0
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Merry Christmas!!!One day some company will do what they say they will do and charge a fair charge.:T
Not doing the opposite of that which they promise and charge you a fortune for the privileged.
Or maybe not:mad:0 -
Merry Christmas to you!!!Goal 1 - CCs & Loans Credit card free as of 20 Feb 2010!!! Loan Free as of 15 Sep 2011!!!
Goal 2 - Private Student Loans Citi - [strike]$7,500[/strike] $1,200 | Echo [strike]$1,500[/strike] 0 | Sallie Mae [strike]$7,500[/strike] 0 (updated: 3 Nov 2010)
[STRIKE]10 in 10 #109 : 18,380/10,000 GBP[/STRIKE] | Olympic Challenge 21,000/22,713 GBP0
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