Mortgages with > 10% over payments?

Mirno

Hi Money savers,
Are there any mortgage products out there with reasonable interest and >10% over payments a month?
I'm a first time buyer in the lucky position to have saved up a good deposit myself. However this means the principal of the mortgage is fairly low, so the maximum over payment is also quite low (and well within my limits if I get a 25 year mortgage term).

I like the idea of low monthly payments, and the option of over paying as it will give me a buffer to:
a) do up the place, and get the house all sorted.
b) give me breathing space if anything should go wrong job wise.

I'm not so enamoured with offset mortgages in general - to me they look like variable mortgages with not-so-good rates. So my question is are there any fixed mortgages with better early repayment options?

Thanks

LilacPixie

TBH I have not seen one. I personally like the look of offset mortgages but LTV not goo enough yet so I took a short 2 year fixed rate so I could then shorten the term of mortgage at time of remortgage.