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Credit cards/building credit rating
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petrolhead. wrote: »Being a bit thick, but could you please tell me why it is so damn important to 'clean your credit file' and get a credit card?
Why? Surely you don't want to have more debt/credit in the future?
No comment
:pB&SC No. 298
Life`s Tragedy is that we get OLD too soon
and WISE too late!0 -
petrolhead. wrote: »Being a bit thick, but could you please tell me why it is so damn important to 'clean your credit file' and get a credit card?
Why? Surely you don't want to have more debt/credit in the future?
A healthy credit file impacts lots of areas of life not just consumer credit.;)
Rental properties and utilities/service providers being some. A healthy credit file also helps with better rates should the OP wish to apply for credit in the future -which is their right. A card such as the one the OP is looking at would help build a credit history and if used correctly would be very valuable.Empty pockets never held anyone back! Only empty heads and empty hearts can do that! ~Norman Vincent PealeBR 12/03/2010 ED 12/08/2010BSC #3380 -
petrolhead. wrote: »Being a bit thick, but could you please tell me why it is so damn important to 'clean your credit file' and get a credit card?
Why? Surely you don't want to have more debt/credit in the future?
I think that has to be a personal choice ...I wouldn't want use them again, but thats just me. Everyone has the right to make their own choice Getting fit for 2013 - Starting weight 10.1.13 88.1kg
Weight 27.3.13 79.1kg
weight 2.4.13 79.9kg Weight 24.4.13 77.8kg. 4.6.13 76kg
BSC member 3310
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