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I would stick to freehold, people can have lots of problems with leasehold.
A two bed house is on the small side for a family of four, I bet you'll be glad to have a conservatory and garage when they're in their late teens/early twenties.0 -
with that age of kids really I would stay put.. we just sold our 2 bed flat for a 3 bed house and really there is no comparison..MF aim 10th December 2020 :j:eek:MFW 2012 no86 OP 0/2000
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What is your aim with this?
To free up some money in the here and now? (I.e. lower / no mortgage payments each month)
Or to avoid all that interest you pay on a mortgage in the long term?
If it's the former, have you considered remortgaging?
If the latter, I wouldn't be surprised if you'd pay more in fees than you would save in interest.0 -
I guess the main aim is to have no mortage whatsoever, if we cant manage that due to property prices than at least no more than a 20 - 30 thousand mortgage. I just want to be able to feel lighter about things
Mortgage £70,000.00
DFS Sofa
DFS Armchair0 -
hi i have a straight repayment mortgage but not sure how much you can overpay and not sure if I would be able to. Find it toughh enough now:oMortgage £70,000.00
DFS Sofa
DFS Armchair0
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