Does this make sense??

D&DD

We have no cards at 0% so I've got to juggle the best I can with what we have..
Morgan stanley (currently at £5216 ay 27.6%:eek: )This is the next target after I finish up my barclays and egg.We have a hsbc visa at 14.7% soooo shall I transfer a lump from the mstanley onto this one?? We have £1000 leeway on that.I think it makes sense but as the kids have fried my brain this past week I need a second opinion :rotfl:

Sleekit

I think it's a no-brainer. £4200 at 27.6% is better than £5200 at 27.6%.

Welshlassie

You need to find out if there is a balance transfer fee and work out how much this will be and if it will make you worse off in the long run, depending on how long it will take you to pay off the remaining balance of both cards

D&DD

Sleekit wrote:

I think it's a no-brainer.

Just how I feel today :rotfl:

Thanks guys..I've looked into the balance transfer fees and its still better for us.We pay 3% minimum on the visa too so it will actually get rid of the debt quicker while I hammer the others.;)