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Pay day loans should be banned !!!

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Comments

  • ciscokid
    ciscokid Posts: 200 Forumite
    Mags_cat wrote: »
    Credit is not a "right" and in my experience it certainly isn't the norm.

    No, but as the vast majority of posters on here appear to have accrued vast amounts of debt shopping like posh spice on coke, I can't help but feel a little short changed....
  • Mags_cat
    Mags_cat Posts: 1,427 Forumite
    Part of the Furniture Combo Breaker
    ciscokid wrote: »
    No, but as the vast majority of posters on here appear to have accrued vast amounts of debt shopping like posh spice on coke, I can't help but feel a little short changed....

    Nothing's ever your fault, is it?
  • Mr.Mulla
    Mr.Mulla Posts: 448 Forumite
    Payday loan companies do charge high interest, which we are all aware off. So we should avoid taking out a loan from them unless on a desperate situation where there are no other options. Then it is up to the borrower to act responsibly and make the payments on time so as not to incur more charges.

    To the OP, I think it is high time that you take charge of your family's finances. Do a careful planning and hopefully you'll find a system to be able to pay out of the loans.
    Mr. Mulla
  • opinions4u
    opinions4u Posts: 19,411 Forumite
    The disruptive troll should not be fed.

    Then he starves to death.
  • zppp
    zppp Posts: 2,476 Forumite
    Someone's going to render this thread out of action due to resources :rotfl:
    Best Regards

    zppp :)

  • ILW
    ILW Posts: 18,333 Forumite
    zppp wrote: »
    Someone's going to render this thread out of action due to resources :rotfl:

    I didn't understand the resource bit when the other thread was locked. Can anyone explain please?
  • It appears you've replied back on the wrong id..........unless dantheman has kindly shared the password etc. Tit

    Not quite sure how I got involved in this again.

    Ciscokid you are a complete joke. And I wouldnt waste my time setting up a fake account to abuse you, I would just use my own account. You total [EMAIL="tw@t"]!!!!!![/EMAIL].
  • Ames
    Ames Posts: 18,459 Forumite
    Resource issues - lots of reporting means that MSE workers have to spend a lot of time sorting out problems with one thread, and it's better to close it than to keep spending so many resources on it.

    Ciscokid, you really need to stop looking back at what could have been. I have depression too and it really is a dangerous thing to do. You also need to let go of the idea of a loan, because it just isn't going to happen. You seem intelligent in most ways, so use all the energy you're putting into the bile for something more productive, you need to look forward and face facts and find another way out of your situation.
    Unless I say otherwise 'you' means the general you not you specifically.
  • lol Dan, i am having the same trouble as you, Ciscokid is addictive, i dont know when he has got time to work, halfpast 2 in the morning as he's still wallowing, maybe after friday he will retire, due to the fact he still wont have any money to buy the kids anything and if he managed to gamble himself into credit the shops would be shut :):D
  • Not quite sure how I got involved in this again.

    Ciscokid you are a complete joke. And I wouldnt waste my time setting up a fake account to abuse you, I would just use my own account. You total !!!!!!.

    Hiya Dan, didnt mean anything by it from my part, the moron was blaming you when it was blatantly clear, by him replying back in the wrong id, it was him all along. Even more clear if you happened to catch a thread which has since been deleted he started with his alternative id, sayinghow great he was.

    Apologies if any offense caused from my part. I cant really think of anyway to describe this chap that will get through the censors on here. He should be banned
This discussion has been closed.
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