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New to Debt-Free Wannabe
Hevs_2
Posts: 9 Forumite
Hi everyone.
Just taken the 1st step to being debt free.:eek: Facing my debts head on
and getting things organised isnt easy. I am not sure just how much I am in debt at this very moment, in the process of adding it all up. The sleepless nights and the moodswings caused by the worry wont stop just yet, but just finding this site feels like a friend to talk to. So over the next few days I will get everything added up and keep looking on the site for help. Thanks Hevs
Just taken the 1st step to being debt free.:eek: Facing my debts head on
and getting things organised isnt easy. I am not sure just how much I am in debt at this very moment, in the process of adding it all up. The sleepless nights and the moodswings caused by the worry wont stop just yet, but just finding this site feels like a friend to talk to. So over the next few days I will get everything added up and keep looking on the site for help. Thanks Hevs
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Comments
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Big Hug Hevs, you are doing the right thing now, figure out how much you own from each credit card/loan/overdraft. etc is the first step towards debt-free, take your time and try not to panic when you see the final figure :-)0
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Hi there, welcome! I'll look forward to your SOA. At least the hardest bit is now out of the way
Leason learnt :beer:0 -
Welcome to the site :beer:0
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Hi Hevs
Welcome to MSE!The early bird gets the worm but the second mouse gets the cheese :cool:0 -
Welcome aboard.
Once you make that decision to tackle the problem & work out exactly what you owe. You can make the decisions needed & start sleeping properly.0 -
Welcome. You will get loads of support here,you are NOT alone.Blind as you run...aware you were staring at the sun.
And when no hope was left inside on that starry starry night.
:A Level 42- the reason I exist. :A0 -
Deep breaths, work out what you owe, to whom and the APR'S. Then work out your monthly spends, post a SOA, see Southern Scousers sticky at the top of this forum, post all the details.
Here you will find an amazing community of people. They will help to shave off your soa for addittional savings on your budget and also advise you on the best way forward with your debts. Truly here you have found a community of friends.
Good luck with your DF journey.If you are patient in one moment of anger, you will escape 100 days of sorrow.......Chinese proverb
DFW No 172.0 -
Welcome to DFW & hopefully a new way of life! The road is ong, hard, we sometimes go off track, have good days/bad days but mostly just support each other, have a laugh & most importantly understand what its like to be in debt so you're in good company!Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.0
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Welcome aboard expect to get addicted to this site I log on here daily before I even check my email....Isn't the knowledge that comes from experience more valuable than the knowledge that doesn't?0
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welcome hevs 0
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