Welcome Newbies and Lurkers

Ewan2buy

Hello, am new to this, so please bare?/bear? with me.
Am looking for advice only at this time ! I went BR over 2 yrs ago Aug 08 & have been DS'd. Am managing my financial affairs ok, but want to try and regain credit rating history. Understandably, Ccard Co's that I have applied for - Capital classic ?( who contacted me to apply??) have refused.
My intention is to use a Ccd on petrol useage only, say £100/150 p/m and settle in full. Is this a good idea ? I have bank A/cs which I manage online & keeps control of cashflow.
Would appreciate advice. Best regards. Apologies if not proper format or speak !!

Sunnylooloo

Hi Ewan

firstly welcome. It might be better if you start your own thread - on the main BR board you will see a "new Thread" button, otherwise you post may get lost here, and I would hate you to miss out on advice.

Good Luck

LL

Ewan2buy

Thanks for your reply.. apologies, unaware of how to do as you suggested - would appreciate your guidance / help in how to do !

dojoman

Ewan2buy wrote: »

Thanks for your reply.. apologies, unaware of how to do as you suggested - would appreciate your guidance / help in how to do !

Hi and welcome
If you go to the main 1st page of the BR forum you will see a buton titled new thread on the the top left side, it is directly above "threads in forum" title. Click on that and post away:)

Sunnylooloo

Ewan2buy wrote: »

Thanks for your reply.. apologies, unaware of how to do as you suggested - would appreciate your guidance / help in how to do !

I see that Dojo has pointed you in the right way.

Good luck

IF

Welcome to the Bankruptcy Board.

Hello and Welcome, Many of the posters on here have been through bankruptcy. They will be able to help, advise and also offer you support. We do have poster's who have/do work for the OR and Debt charities too.

To post your question go to the top left hand side of BR board, opposite the page numbers and press the "New Thread" button as shown below:

If your post doesn’t get answered straight away please don’t lose heart, it’s often due to not being a 100% sure we would be giving the correct answer. If you find your post is not answered and it’s on page 2, please ‘bump’ your post back up the board.

We often ask you to post your SOA so we can see if you have included what you need to.

MSE SOA Calculator - Click here

Select the MSE format at the end. Copy and paste onto your thread.

If you are new/old to this board and receive/see a comment that is not helpful or insensitive please don’t let it put you off posting, often these comments are made by people who don’t normally contribute to this board and don’t speak for us.


What to do if you get an insensitive or hurtful comment - Click here

For ‘essential’ BR info this is Fermi’s sticky - Click here

BR Abbreviations - Click here

Debt Relief Orders - Information & help - Click here

IVA - Individual Voluntary Arrangement board - Click here


Best wishes
If...x

confused76

ifwisheswerehorses... wrote: »

Welcome to the Bankruptcy Board.

Hello and Welcome, Many of the posters on here have been through bankruptcy. They will be able to help, advise and also offer you support. We do have poster's who have/do work for the OR and Debt charities too.

To post your question go to the top left hand side of BR board, opposite the page numbers and press the "New Thread" button as shown below:

If your post doesn’t get answered straight away please don’t lose heart, it’s often due to not being a 100% sure we would be giving the correct answer. If you find your post is not answered and it’s on page 2, please ‘bump’ your post back up the board.

We often ask you to post your SOA so we can see if you have included what you need to.

MSE SOA Calculator - Click here

Select the MSE format at the end. Copy and paste onto your thread.

If you are new/old to this board and receive/see a comment that is not helpful or insensitive please don’t let it put you off posting, often these comments are made by people who don’t normally contribute to this board and don’t speak for us.


What to do if you get an insensitive or hurtful comment - Click here

For ‘essential’ BR info this is Fermi’s sticky - Click here

BR Abbreviations - Click here

Debt Relief Orders - Information & help - Click here

IVA - Individual Voluntary Arrangement board - Click here


Best wishes
If...x

time for a bump, thanks If, goodnight all xx

ani_26

MSE_Andrea wrote: »

The Bankruptcy Board is about people who've gone Bankrupt (BR for short) helping out people who are thinking of doing it but don't know where to start and need guidance.

Many of the people who post on here already have a huge wealth of knowledge on the subject and are only too willing to help guide you along based on their own experiences.

If you feel you can do with their help please do start your own discussion/post your question on the board, then post your link to it in here so regulars reading this who may not have spotted it know you're asking for help.

As happens on many forums and social networking sites, you may sometimes see a post that doesn't seem in keeping with the friendly forum we try to make this. Sometimes it's just someone having an off day, sometimes it's what's called trolling.

If you do see a post you feel the Forum Team should be aware of, just report it by clicking the abuse button, then ignore it. Don't reply back as that gives the Forum Team more work and delays any action while they work out what's going on.

Now I'll let the good people of the bankruptcy board take over.

Good luck and take care

Andrea

G'day to everyone on the bankruptcy boards and a warm welcome to newbies and lurkers


Nohope x

dojoman

ifwisheswerehorses... wrote: »

Welcome to the Bankruptcy Board.

Hello and Welcome, Many of the posters on here have been through bankruptcy. They will be able to help, advise and also offer you support. We do have poster's who have/do work for the OR and Debt charities too.

To post your question go to the top left hand side of BR board, opposite the page numbers and press the "New Thread" button as shown below:

If your post doesn’t get answered straight away please don’t lose heart, it’s often due to not being a 100% sure we would be giving the correct answer. If you find your post is not answered and it’s on page 2, please ‘bump’ your post back up the board.

We often ask you to post your SOA so we can see if you have included what you need to.

MSE SOA Calculator - Click here

Select the MSE format at the end. Copy and paste onto your thread.

If you are new/old to this board and receive/see a comment that is not helpful or insensitive please don’t let it put you off posting, often these comments are made by people who don’t normally contribute to this board and don’t speak for us.

What to do if you get an insensitive or hurtful comment - Click here

For ‘essential’ BR info this is Fermi’s sticky - Click here

BR Abbreviations - Click here

Debt Relief Orders - Information & help - Click here

IVA - Individual Voluntary Arrangement board - Click here


Best wishes
If...x

Morning all!

dojoman

And please thank our fellow posters if you think they merit it