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  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
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    "If wishes were horses, then beggars would ride"
  • dojoman
    dojoman Posts: 12,027 Forumite
    Thanks IF, hope you are well today?
    :pB&SC No. 298
    Life`s Tragedy is that we get OLD too soon
    and WISE too late!
  • Hi, wondered if anyone can help? Im filling out my bankrupsy forms and it askes on pg9, "Do you have or have you had any endowment or other life policies"? I had one when i was married. when myself and husband seperated over 4 years ago, we sorted out the financial side ourselves and we split everything 50/50 reducing his equity in the house by half his pension, half what the endowment was worth then, (we got a surrender value), then he reduced his share of the house by 10,000 as a settlement figure as i had taken care of the kids all our married life as he worked away all the time and was only home at weekends. We worked out i needed to pay him 17,000 out of his share of the equity in the house so i re-mortgaged and he was taken off the mortgage and i paid him the money. He kept the endowment going and cashed it in last year as it was going nowhere and wasnt connected to the house. Should i include this as it seems complicated to explain and i have no details of the endowment, nor did i gain any money when it was surrendered. He has all the details????. thanks
  • dojoman
    dojoman Posts: 12,027 Forumite
    Hi and welcome to the forum FUTTC, if you post your question on the main board you will get more answers and help there.
    :pB&SC No. 298
    Life`s Tragedy is that we get OLD too soon
    and WISE too late!
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    Doing the Friday ~ Wiggle ~

    0b0e26ba-5eed-4108-9277-557bceefd6f0.gif
    dojoman wrote: »
    Thanks IF, hope you are well today?

    I am thank you x How's you??
    "If wishes were horses, then beggars would ride"
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    bumpedup.gif
    "If wishes were horses, then beggars would ride"
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    bump-3.gif
    "If wishes were horses, then beggars would ride"
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    353949687.gif
    "If wishes were horses, then beggars would ride"
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    bumping_looking_glass.gif
    "If wishes were horses, then beggars would ride"
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    Welcome to the Bankruptcy Board.
    Hello and Welcome, Many of the posters on here have been through bankruptcy. They will be able to help, advise and also offer you support. We do have poster's who have/do work for the OR and Debt charities too.

    Written by Fermi our board guide:-
    Many people find that debt and bankruptcy is the cause or result of a period of great distress and anxiety in their lives. For some this can reach a stage where it is difficult to cope. So I would remind you that The Samaritans are available to help you through your troubles if the emotional side threatens to become overwhelming.
    Helpful Links and Information.

    To post your question go to the top left hand side of BR board, opposite the page numbers and press the "New Thread" button as shown below:
    newthread.gif

    And type in the Title to your thread. If your post doesn’t get answered straight away please don’t lose heart, it’s often due to not being a 100% sure we would be giving the correct answer. If you find your post is not answered and it’s on page 2, please ‘bump’ your post back up the board.

    We often ask you to post your SOA so we can see if you have included what you need to:-
    MSE SOA Calculator - Click here Select the MSE format at the end. Copy and paste onto your thread.

    For ‘essential’ BR info this is Fermi’s sticky - Click here

    BR Abbreviations - Click here

    IVA & DRO Board - Click here

    If you are new/old to this board and receive/see a comment that is not helpful or insensitive please don’t let it put you off posting, often these comments are made by people who don’t normally contribute to this board and don’t speak for us.

    What to do if you get an insensitive or hurtful comment - Click here


    Best wishes
    If...x
    "If wishes were horses, then beggars would ride"
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