Welcome Newbies and Lurkers

IF

alastairq

Those are the facts, now follows the warning:

We live in a world where situations are viewed as no more than 'opportunities for exploitation' and nowhere is that more evident than in the area of 'debt'. This is, unfortunately, evident throughout the process of 'debt' from those companies that convince consumers that they 'need' or 'must have' something and that, with the 'help' of 'credit' the consumer need not wait until he/she an actually 'afford' to purchase the item or service, thereby creating the 'debt'. This continues, right through the process, including 'companies' who, for a profit, will offer the consumer 'help' when that consumer finds that he/she is having problems funding the original debt - usually by increasing their level of debt.
So it should come as no surprise to find that 'Bankruptcy' is no exception - it is just 'another situation' that can be, potentially, exploited for profit - indeed, the strictly defined criteria for the 'annulment of bankruptcy' make it a rich 'feeding ground' for many of the less desirable elements of those who are well trained in 'exploiting' legislation for personal gain.

We are not going to be able to stop these 'people' from contacting us under the guise of offering us a 'service', but we can make ourselves aware of exactly what our options are, in order to avoid becoming, unwittingly, enticed into a situation that could involve even worse 'debt problems' than we faced prior to bankruptcy.

Thanks for reading.

thanks to Rog2 for that incredibly succinct explanation of what is really going on out there.....

A good response to the moral tub-thumpers who occasionally infest our hallowed halls....

IF

A F1 good morning all bump

IF

dojoman

dojoman

IF

dojoman wrote: »

Love the pic Dojo :dance:

dojoman

confused76

dojoman wrote: »

that's a little bit scary :rotfl:bump!

dojoman