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Pay off as much as you can in 2011 Challenge!
Comments
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I have today spoken to the CCCS who are helping me to deal with my debt and the final total of debt was even more than i thought as i had forgotten a tax bill of my husbands
argh so it is now 13,225 ...!! My hubby is working away until april, but when he gets back i hope to make a big dent in this debt with his bonus...so i think i will be playing catch up for a while yet lol
MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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Number 61
Paid £88 to my credit card today. :T
Total paid now stands at £280/£4000Overdrafts transferred to MBNA £953.40/£4279.80 Car insurance (on CC) £461.98/£751.98 :mad: Bank of mum and dad £1500/£5000Total debt repaid £2915.38/£10,031.78 (29%):T Owed [STRIKE]£10,031.78[/STRIKE][STRIKE] £7400[/STRIKE] £7116.40 Pay off as much as you can in 2011 challenge £1127.60/£40000 -
im checking in and reading everyday (more or less) and im stunned by the amount some people are managing to pay off. some people have paid off my entire debt already!!! incredible. i must be in the wrong job - lol.
im currently debating paying off another £40 now or waiting until futher into the month (i get paid 17th ish) as im not sure how well the month will go.
i might get this weekend out of the way and see where we are. this weekend need to pay for food shopping and taking dd and two friends swimming and takeaway so a little bit of expence to cover there. next weekend is centre parcs so need to be prepared (financially) for that too.
if i am careful i should still manage the extra £40 plus a bit more but dont want to leave myself short either. decisions decisions x0 -
Decided to pay some money to my parents as well today so can I add another
£100
£380/£4000Overdrafts transferred to MBNA £953.40/£4279.80 Car insurance (on CC) £461.98/£751.98 :mad: Bank of mum and dad £1500/£5000Total debt repaid £2915.38/£10,031.78 (29%):T Owed [STRIKE]£10,031.78[/STRIKE][STRIKE] £7400[/STRIKE] £7116.40 Pay off as much as you can in 2011 challenge £1127.60/£40000 -
nickynoo08 wrote: »Afternoon everyone,
Wow there have been some fab amounts paid off this month. Well done everyone:T
I've been to town today and paid £150 off OH's cc. 2 more months and it should be cleared:j, also i closed 2 cc accounts today too so i cant be tempted to spend on them.
£522.76/£6000
:T Best move ever to close those accounts!Parents - £4000/£0 paid
OH parents - £9000/£0 paid
Mortgage - £125,000/£0 overpayments0 -
debtfreewannabe321 wrote: »I have today spoken to the CCCS who are helping me to deal with my debt and the final total of debt was even more than i thought as i had forgotten a tax bill of my husbands
argh so it is now 13,225 ...!! My hubby is working away until april, but when he gets back i hope to make a big dent in this debt with his bonus...so i think i will be playing catch up for a while yet lol
At least you know where you really stand now and you can start making that annoying figure go down and down :j
Hang on in there!Parents - £4000/£0 paid
OH parents - £9000/£0 paid
Mortgage - £125,000/£0 overpayments0 -
affordmylife wrote: »im checking in and reading everyday (more or less) and im stunned by the amount some people are managing to pay off. some people have paid off my entire debt already!!! incredible. i must be in the wrong job - lol.
im currently debating paying off another £40 now or waiting until futher into the month (i get paid 17th ish) as im not sure how well the month will go.
i might get this weekend out of the way and see where we are. this weekend need to pay for food shopping and taking dd and two friends swimming and takeaway so a little bit of expence to cover there. next weekend is centre parcs so need to be prepared (financially) for that too.
if i am careful i should still manage the extra £40 plus a bit more but dont want to leave myself short either. decisions decisions x
I know what you mean about the amounts some people are paying off. I bet their thinking 'Bloody hell... I'd be rich if I wasn't paying off debt!' :rotfl:
If you pay off debt with that £40 then you wont be tempted to spend it... but if you run short you don't want to have to put anything on credit cards... tough one :think:Parents - £4000/£0 paid
OH parents - £9000/£0 paid
Mortgage - £125,000/£0 overpayments0 -
Got paid today :T:j:beer:
£598.38 towards hubby's OD brings my new total too....
£1532.06/£12,000
(#119)
Rock and roll :cool:Parents - £4000/£0 paid
OH parents - £9000/£0 paid
Mortgage - £125,000/£0 overpayments0 -
Just paid £206.41 off my Amex this month so that's £315.45/£6842.49. Looking foreard to pay day on Monday and paying the other £430 off the card. Haven't actually really paid off anything in January in terms of total debt...its increased by £42 but have paid my card insurance for the year out of that so its not so bad. February should be much better:cool:Debt free and busy treating myself:)
No more toiletries/make up until I've used what I've got stashed since Jan 2011, graduated October 2012. Restocked Dec 13..damn those sales0
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