Pay off as much as you can in 2011 Challenge!

Impulse1976

Hi all £112.80 overpayments for me giving me total of £8,238.44 of my £8,500 target 96% there... So impressed with my self can't wait for that mortgage to be on the horizon.

Keep up good work everyone

nickynoo08

Afternoon everyone,

Not had the best start to the week. Me n OH have decided to seperate. Everything is in my name house, all the hh bills and our loan! He's moving out as soon as he can get somewhere sorted.
Feeling a little lost at the moment as i dont work (have 1yr old and 4yr old at nursery) and finding a job to fit in with ex hrs and kids was impossible. I've done the sums and i should be able to manage (mortgage will have to stay on interest only for the foreseeable and havent a clue what to do next with it!). PAD's maybe a little scarce till i know whats what money wise Should be able to make a pad tomoro.

sarahs999

That's terrible news Nickynoo. So sorry. No chance of a reconciliation? These things are so hard to do on your own.

Pernicious

Another £56.85 to the dreaded credit card today so please update 120. Pernicious - £2357.78/£5,612.40

Thank you Hope everyone else is doing ok xx

tattycath

£2940.00/£12,000

nickynoo08

sarahs999 wrote: »

That's terrible news Nickynoo. So sorry. No chance of a reconciliation? These things are so hard to do on your own.

Hiya hun, no theres no chance we'll be getting back together. It's been on the cards for a while and it's defo for the best. I know it's gonna be tough, my main concern is the house but i'll cross that bridge when/if i get to it.

So while i still can i've paid £60 o/p to the loan

Running total - £2655.21/£6000

Eltee12

MOrning All

June payments all made - £290 in all, don't anticipate making any more this month. Running total now

£1,287.94 / £1,500 85% of target !

jwil - please can I change target to £3,000 ?

sorry to hear your news nickynoo, good luck with everything

EL

Topcat33

No. 83 here, I've paid off another £26.79 today bringing my new total to £1532.69/£2400. It all adds up! I'm well on track so far although I may not pay off that much on payday this month as our laptop has packed up and I need a new one .

jwil

Walnut wrote: »

Just £20 today, but....

.... I'm taking on some more work tomorrow:j. I thought it was just going to be 3 or 4 hours a week, but after a telephone call today it looks like it will be more like 15 hours which is brilliant. Maybe I'll reach my target this year after all.

£520/£4000

That's great news Walnut! :T

jwil

nextyeartina wrote: »

jwil - thanx for the welcome. getting back on the waggon's the hardest part. "I just don't count those payments until the balance is back to where it was before." - what do you mean??

Sorry, that probably wasn't very clear. If I have a credit card balance of £2500, and I spend £500 on it making the balance £3000, I carry on making the payments towards the card, but don't count them as payments towards this challenge until the balance reaches £2500 again. So once the balance is back to where it was, that is when I start counting the payments towards this challenge.

Is that any clearer?