Pay off as much as you can in 2011 Challenge!

jwil

madmich666 wrote: »

Hiya,

I've not been about for ages due to finding work :T and when I'm not working I love spending time with my son.

I think I have paid off £100 so far this year but I'm sure it is higher. I'm away at the moment but will update hopefully over the weekend.

Keep up the good work everyone!!!!

Well done on finding work! :T

jwil

[Deleted User] wrote:

Hi All
Me and OH get paid on 25 & 26 of May. I am hoping to pay off one of my loans outright once we have been paid:j. Question - should I wait until the usual monthly payment comes off on DD for the loan and then pay or pay before this comes off? Not sure if it makes much difference.

I would give them a call and find out what's best.

I paid off a loan with santander earlier this year, cancelled the DD, then they still tried to take the payment even though it showed as paid off on the statement they had sent me two weeks after the payment was made. They hassled me with 10 phone calls in 3 days from the collections department even though on the first phone call it had been established that I didn't owe anything. They also put a late payment on my credit report!

Well done on paying it off though :j Hopefully your experience will be easier than mine was (though mine got me some compensation ).

jwil

Sorry I haven't updated for a while. Hope everyone is well!

sarahs999

I can't believe May is nearly over jwil. I feel like I've paid off nothing this month! ROll on June.

Also my balance transfer didn't work as they had to cancel my card as I couldn't find it. GRRRRR!

jwil

sarahs999 wrote: »

I can't believe May is nearly over jwil. I feel like I've paid off nothing this month! ROll on June.

Also my balance transfer didn't work as they had to cancel my card as I couldn't find it. GRRRRR!

Me too!

grr to the balance transfer not working though, hope you manage to get another one sorted!

jwil

I hope everyone is due to get paid soon, we are soooo behind this month, haven't even got to £28k paid off yet!

Every penny counts as they say!

cakelover_2

Hi All

Bit late with noting my payments down, don't think I have even put down my loan DD, so £225.98 paid to loan and £44.00 paid to cc making my balance:

£1639.27/£5423.06 30.23% paid

Need to also catch up with most of the months thread when I get a chance!

sarahs999

I'm beginning to really regret picking CApital One for my balance transfer. I rang today to see what is happening with my cancelled card, and they now tell me that the balance transfer IS going through, just on my new account.

On Sunday they told me they had cancelled it and I argued for ages that it didn't need to be cancelled as it was the card that was being changed, not the account. GRRRRRRRRRR! And the call centre is in India and it is REALLY hard to understand the accent, plus they don't always understand the complicated bits first time so you have to keep re-saying it which always makes me really tetchy.

If I had taken that woman at her word on Sunday, that my balance transfer had been cancelled, and gone ahead and done the transfer with another card, I would be in a right mess now with double balance transfers going on. BAh.

LAM2011

hi everyone.

Well its been an expensive one but we have exchanged, completed and moved. Actually we are between two properties at the moment. Need to be out the farm by this weekend and trying to squash everything into the 3 bedroom semi!! I had to spend £30 on the credit card for diesel as OH failed to mention that it was running out and I was carrying a load of stuff for the move and he and his wallet were in the van. I am sure he will give it back to me but there has just been so much expense I dont want to ask for it right now. So after interest added my final total for May is :

£ 4,125 / £10,206

I am off on holiday with my mum to visit my aunt (paid for by mum as xmas present) and OH gave me some euros for my birthday (beg of May) so hopefully once I am back - I need to knuckle down and crack this debt. I wanted to be half way by now but it aint gonna happen!

Topcat33

Payday today, just paid off another £500 from my CC! So no. 83's new total is now £1505.90/£2400. Get in!