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Pay off as much as you can in 2011 Challenge!
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I am doing this too so I can see the total debt going down. Mine is currently £2,713 - was going to wait till pay day but feel the need to update now. Paid off my overdraft (£300) which I hadnt included in part of my £10k debt (head + sand + not acknowledging as debt moment) so my actual credit card payments dont look like they have reduced much but that is including interest.
Will update again at month end (Next Wed only!)
Thank jwil
Well done on paying off your overdraft! I don't count mine either, it will be paid off once the other debts are gone (well, I hope to start reducing it once I have some spare money each month).
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
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goodgirl80 wrote: »4 DAYS to PAYDAY
:):o
10 days for me
However, I have scraped together another £85 tonight which means I have paid over £4000 now.
Only £9995 to go ... :cool:"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
woo hoo jwil, less than 10k!0
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I have yet another new updated figure for the month £759.06. This is a regular monthly payment and another 26 pound out of the change jar. Good news as my sister has cleared out her wardrobe and i have loads of clothes with labels still on and other things to sell on ebay so hopefully a good overpayment next month. I am finding this really addictive and i so want to clear off this debt hanging over our heads for all of our futures and hopefully we will be able to save and take the kids abroad.
#Sealed pot #085.
1 debt versus 100 days £108.32/£300:j
Debt Jan 2016 £6877.37. Aug £6155.56
xmas saving £1 a day 274/366.0 -
Another 9.33 off cap one cc this morning. Running total now:2525.67/10,000:jPayment A Day £15 (started 17/5/14) :j0
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#154 reporting in
Went to the bank last Friday to cancel aforementioned defunct dirct debits. spent about half an hour on the in-branch phone (as instructed by staff) explaining what I needed doing.
Long story short, somehow my current credit card (one of them anyway) ended up being reported as lost or stolen! I was unaware of this until yesterday when I tried to access my account online to make an overpayment. Now have to wait 7-10 days for new card/password/internet id/security number to be issued.
Gah! :wall:
Incidentally, I was doubting myself and my sanity, but OH was with me when I phoned and confirms that at not point did I say 'oh by the way, I want to report my credit card lost or stolen'
Anyway, enough muttering & moaning, running total is £333.14/£1,500
EL2018 AFD 23/240
2018 CCC #11 £38.40/£250
Mortgage-free since 2013
Debt-free since Nov 20170 -
#154 reporting in
Went to the bank last Friday to cancel aforementioned defunct dirct debits. spent about half an hour on the in-branch phone (as instructed by staff) explaining what I needed doing.
Long story short, somehow my current credit card (one of them anyway) ended up being reported as lost or stolen! I was unaware of this until yesterday when I tried to access my account online to make an overpayment. Now have to wait 7-10 days for new card/password/internet id/security number to be issued.
Gah! :wall:
Incidentally, I was doubting myself and my sanity, but OH was with me when I phoned and confirms that at not point did I say 'oh by the way, I want to report my credit card lost or stolen'
Anyway, enough muttering & moaning, running total is £333.14/£1,500
EL
Oh, how ridiculous! That is so annoying - especially when it takes so long to get new ones issued."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
another £41.47 towwards my debt today oh the joys taking my total to £1895.35 / £3500
today i'm in one of those moods where i can't be bothered with this debt thingy lol
anyone else get those days??????NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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