Pay off as much as you can in 2011 Challenge!

seasideDreamer

9 days till pay day:j

affordmylife

my monthly payment today of £500.00

cant remember total cos front page not changed lol.

im sure jwil will sort me out when she returns - thank you xx

copperjar

seasideDreamer wrote: »

Just paid £9.74 off the Santander card so that's £1048.02/£6842.49. This month is definately feeling long and my Santander card still has £890 left on it but the 0% is about to end. I should be able to pay this off with the next two pay days (interest starts on 20th) so I'm not sure its worth switching, any thoughts welcome.

I'm in a similar situation, don't think I'm going to switch either. I've even been thinking of paying it all off then spending on the card to get through the month, then pay that off before interest is charged. If you get what I mean. I begrudge paying any interest these days!

dreamdreamer

It is all about thinking your way round the interest! In that situation I don't think I'd switch unless I had the other card ready to go - I wouldn't apply for another one just for 2 paydays even thought it'd probably save you a bit of interest. I am fairly lazy that way though!

Paid another £10 to mum today, courtesy of a bean bag chair.

Lol forgive me but - what?! I thought about this every which way and I couldn't get the bean bag chair bit!

6 days until payday here! YAY! :j (and 8 paydays until my DFD!)

xx_michelle_xx

:rotfl: Had a bean bag chair on ebay, lady collected today and paid me £10.

I never thought about how that would look to others :rotfl:

He he, that'll have me chuckling for a while

xx

dreamdreamer

Ohhhhh all is clear! I sat there for a good ten minutes scratching my head thinking of scenarios, but only wound up with the giggles!

seasideDreamer

copperjar wrote: »

I'm in a similar situation, don't think I'm going to switch either. I've even been thinking of paying it all off then spending on the card to get through the month, then pay that off before interest is charged. If you get what I mean. I begrudge paying any interest these days!

Me too, its been a while since I paid any interest so maybe they are due a tiny bit;) Well I actually got my statement through yesterday and it said that next months estimated interest was 0.00 even through it clearly states the 0% ran out on the 15th so might get away with it or even be worth a try trying to claim the months back if they do charge hehe.

kavics17

I paid another £400 towards Lloyds loan, so my total is:

2. kavics17 - £5823.84/£19,200 +

:j:j

boysma

4.00 paid today to cap one. My regular payment comes out of bank tomorrow so that will boost my payments a bit.

Only 4 days to DH pay day and only 7 more weeks till we go to Spain for our hols :T Running total for me now:

1844.30/10,000

KLee

Good evening everyone

Another week of no smoking and taking lunches in so £30 towards debt. Soon be payday and can start the whole process all over again!!