Bad Credit Loans

k_s14

Hi There

I have bad credit due to some stupid decisions i made when I was 17/18 and they are still haunting me my credit score is sitting at around 662 I desperatley need a loan but i am looking for a company that are genuine, I am in a good paying job and dont default on any payments, ive well and truly learnt my lesson. I went through NIZ Financial but they scammed £99.99 off me and havent followed through they are a scam and I am fighting to get my money back!

If anyone knows of anyone genuine with no fees pls let me know

Thanks
K

Hax

Might help if you give some more information:

• How long ago were your previous "stupid decisions" ?
• How long have you lived at your current address?
• Are you on the electoral register?
• Any late payments/arrangement to pay/defaults/ccjs on your credit files? If so, when were they registered?
• How long have you been in your current job?
• What is your salary?
• Do you have any credit cards? If so, what are the limits and balances on each one?
• Do you have any other borrowing? If so, how much is outstanding? (include overdrafts/loans/HP)
  
• How much are you looking to borrow?
• What is the purpose of the loan?

If you can answer those questions, then people may be able to provide you with some help or options suitable for your particular situation.

P.S. Stop paying for your credit score - that number has little (if any) relevance to how lenders assess you.

Its-A-New-Age-Thing

k_s14 wrote: »

Hi There

I have bad credit due to some stupid decisions i made when I was 17/18 and they are still haunting me my credit score is sitting at around 662 I desperatley need a loan but i am looking for a company that are genuine, I am in a good paying job and dont default on any payments, ive well and truly learnt my lesson. I went through NIZ Financial but they scammed £99.99 off me and havent followed through they are a scam and I am fighting to get my money back!

If anyone knows of anyone genuine with no fees pls let me know

Thanks
K

Hi im rarely on this nowadays, far to many numptys i cant be ripped with ANYWAYS

HERES YOUR ANSWER:

"everyday loans" there a LENDER not a BROKER they charge crazy interest rates to some/most and are quote" more interested in your financial future and not your past"


if you cant get a loan from those monkeys its best you give up and SAVE UP!!!

:money:

Its-A-New-Age-Thing

OH forgot about..............

FLM LOANS, u need a guarantee/or who is a homeowner with good credit, u havin NAFF credit wont be an issue as they will STIFF ure guarantor for the payments if you dont pay,

so in summary flm if you meet the followin criteria:

can find a homeowner with good credit who will "back you" and "trust you " to pay the loan, mummy/daddy springs to mind etc.........