We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

I got my bank charges back

:j The account itself got closed last September because HSBC charged me £100 for going £20 overdrawn. In July I requested 6 year of bank statements and recieved them 5 days later. In August I sent the first letter requesting £223, then the following letter 14 days later after not hearing anything. I forgot all about it then :o So mid September I sent the first letter again (this time recorded post), went on holiday for 15 days, got back and sent the 2nd letter recorded post on monday this week, just got a letter offering full and final settlement at £223 :T

Add to that the £165 coming from Quidco next month and standard Credit Card payments, I should be Under £2k by christmas:D

DEBT FREE for the first time in 10 years and with savings!

1st Baby due May 2011 :o it's a BOY:j

Comments

  • what a great result, well done you!

    did they charge you for the bank statements? and did you make the claim after you'd closed the account or before?
    Time to make a change .......
    Total debt £25,930 :eek:
    debt free date - Sept 2011 (will try my hardest to reduce it!)

    Proud to be dealing with my debts:D
  • leni
    leni Posts: 942 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    The account has been closed for 14 months now, I didn't get charged for the bank statements eventhough they sent 200 pages in 20 envelopes! They returned the cheque I sent to pay for the statements. So in all this has cost me about £3 (2 x recorded delivery & 4 first class stamps ) envelopes, paper etc done at work!

    DEBT FREE for the first time in 10 years and with savings!

    1st Baby due May 2011 :o it's a BOY:j
  • thats great!

    maybe i might try it with my hubbys account. he closed it with barclays over a year ago and we shredded all the statements thinking we'd never need them again, how wrong were we!

    thanks for that and well done!
    Time to make a change .......
    Total debt £25,930 :eek:
    debt free date - Sept 2011 (will try my hardest to reduce it!)

    Proud to be dealing with my debts:D
  • Well done.
    Barclaycard 3800

    Nothing to do but hibernate till spring






  • sallyx
    sallyx Posts: 15,815 Forumite
    Good on you
    I claimed and recieved my money back last month...It was also on 2 accounts that they closed about 3 years ago..I got a staggering £4500 back which has gone to pay off some debt! Anyone thinking about doing get on and claim....its worth it believe me
    I'll make a wish, take a chance, make a change And breakaway. I'll take a risk, take a chance, make a change and breakaway ....
    Finally Debt Free...
  • Well done !!!!

    I done it too 430 quid back magic!
    Isn't the knowledge that comes from experience more valuable than the knowledge that doesn't?
  • mummyemma
    mummyemma Posts: 106 Forumite
    well done you, i have sucessfully claimed for 2 accounts and have a number more to do. Reminds me to get on and do it

    well done again

    Emma
  • moozie_2
    moozie_2 Posts: 3,063 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Great news leni! Well done!!! :T :T :T
    Leason learnt :beer:
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.1K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.3K Spending & Discounts
  • 247.1K Work, Benefits & Business
  • 603.7K Mortgages, Homes & Bills
  • 178.3K Life & Family
  • 261.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.