The Debt Free Roll Of Honour

silkglade

Hi everyone :hello:

Lightbulb moment: 01 FEB 2006

Debt at highest: £18,073

Debt Free Date: 09 July 2006 - TODAY :beer:

Pearl of Wisdon: Any problems, worries, concerns or questions then ASK ON MSE...... THE BEST WEBSITE IN THE WORLD. DONT PANIC YOU CAN AND WILL ALL GET THERE SOON.



Today I have paid the final payment to our credit card.... yippee :T

From now on it's keeping a constant eye on our finances and to start saving money each month. This will be a first for us. :A Lets see how well we can do.

We will be using our new Amazon credit card for our monthly budget on food and petrol - then clear it each month (gaining points as we spend for free dvd's ect every so often for the privilage)

Parallel_Universe

^^Well done!!! Congrats to all you hard working people who have paid off all your debts - I can only imagine how happy that must have made you. Hope to join you in another year or so

hypno06

well done silkglade :T :T

Keep on posting though, remind us all that the slog is worth it!!

Payingitallback

Debt free July 7th 2007 :j

Lightbulb moment - September 2003

Debt at highest - £23k

Words of Wisdom - Don't Be Afraid.
The moment you decide to stop running from the debts is also the moment they start to come down. Open the letters, stop running from the postman and ignoring the phone.
Most importantly, use MSE, trust the posters on here and lean on them for support. We are all in the same boat and we all want the same thing - To Be Debt Free :T

racer256

Debt Free Date 4th July (computer had crashed that day boo!)LBM June 2006, Today I paid off my loan.Words of Wisdom: Think before you buy do you need it? Will you want it tomorrow? Save for new things rather than buying them on credit. You will enjoy the item more and appreciate it more when you've worked hard and waited for it.Debt Paid off Virgin CC £2350Loan £2300The best advice I can give is believe you can do it!!

hypno06

And another one's gone!!

:T :T :T

Dan2779

The date of your lightbulb moment
01/09/06

Debts at their highest
£3989.04

Debt-Free Date
15/04/07

Your one perl of wisdom
Eat, Sleep & Breathe MSE

Thanks Martin and everyone on DFW

Good Luck

Danielle

racer256

Well Done Danielle! Feels good doesn't it? You'll be skint for a month but it's all worth it! I wonder how many more will become Debt Free this month?

JAJV

I've been dept free for a couple of years now. no mortgage or loans to pay. I only have the egg money credit card, cash back on purchases paid off in full by DD. I try to buy things I need through ebay,Wholesale or as cheap as possible and often buy second hand if its in good nick. I very rarely buy retail and would never consider the additional insurance or whatever package. Ditched sky all together as bad value, went digital instead. cant remember my light bulb moment or the exact day of dept free, but I think at the moment of any major purchase that I am in a strong position but that I didnt get here by spending. My gem of wisdom is, live for the moment and plan for the future, while making your money work as hard you do by switching and ditching. Working and saving now is key in hard times and old age.

asp746

i'm now debt free but still have trouble with spending too much money and frittering it away.

anyway being debt free I was able to pay £30 today without a flinch for my office christmas night out. This will be the first one i've been to in a few years so i'm really looking forward to it.