Won my charges but when do i get the money?

biglad

I won my charges back and sent my letter or acceptance on friday but have heard nothing. just wondered if anyone knows how long till it gets refunded, its halifax if anyone has had any experience

Thanks

gettingthereslowly!_2

Mine took 1 week, that was Barclays though...

biglad

thanks

did you get a cheque or a credit to your account?? my account is now with a DCA so god knows what they will do as the form i sigend said it wud go into my bank

Pattie1968

Hi biglad,

Mine took about 5 working days from Halifax.

Pattie

biglad

thanks, did u recieve a cheque or did it go straight into your bank, my account is now only a enquiry service only :S

Pattie1968

It was put straight into my account.

fabianne

Did you settle right at the Court door and which bank?Congratulations btw!

biglad

accepted theyre first offer which was around £100 less than i claimed for but still a lot of money for me

thanks

daverave

My account with the Halifax is an enquiry only service too and is in the hands of Wescot Credit Services DCA. I wrote to the Halifax asking for the repayment of my charges to be sent to me by cheque they wrote back saying that the offer is made on condition that the amount is credited to my account and to return the acceptance form. So, I phoned them up and asked how that would affect my account since its in the hands of a DCA and was told that once the money has been credited to my account I should contact the DCA and send them a copy of the letter I received offering the refund of my charges so that they are able to update the amount I owe. I am sending the acceptance form tomorrow.

I have a feeling that when I pay off all I owe on the account it will be re-opened as a basic bank account without an overdraft/debit card. When the re-payment of my charges is taken off I will owe them £440 when i first started paying them off I owed £1540.