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Comments

  • Mushy61
    Mushy61 Posts: 152 Forumite
    Hi again James,

    The lifetime tracker with BoE + 0.58% sounds like the one I will opt for, like you say, I don't really want to be shelling out reservation fees as i don't think it will be cost effective. Some great advice there, thanks again.

    BTW, it's a 2 bed terrace I have and the going rate round here is between £90-£95k, never had any CCJ's, missed payments or anything like that, as I said in the previous post, I have been somewhat lax getting a better deal.
  • jamesd
    jamesd Posts: 26,103 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Sounds as though you should have no trouble getting that deal. It'll save you something like 140-160 in the first year, depending on how much you overpay. Enough to make paying a 99 switching fee worthwhile.
  • Mushy61
    Mushy61 Posts: 152 Forumite
    Did the deed this morning and am now paying 5.33% as opposed to 6.24% with no switching fee, saving £15 a month which will be re-invested in the pub tonight...hic!

    :beer:

    Thanks again all
  • zag2me
    zag2me Posts: 695 Forumite
    Part of the Furniture Photogenic Combo Breaker
    I dont see that BOE + 0.58% on their website, anyone got a link?
    Save save save!!
  • jamesd
    jamesd Posts: 26,103 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Nationwide tracker mortgages for remortgaging. Look in the column for the tracker duration you want and the table for the reservation fee that you want. BoE+0.58% with no reservation fee is in the second table, rightmost column.
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