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What should I do? (car loan help!)
Hey guys,
Took a loan of £4.5k (along with a trade in of 5.5k) on my car in July, through Ford Finance.
Paying about £205 a month for 2 years, without any big final payment or anything.
However, would it be better to get a personal loan, with a lower rate (my current rate is 8.0% APR, so that I own the car outright right now, and possibly lower my monthly payments?
Any advice would be appreciated!
Took a loan of £4.5k (along with a trade in of 5.5k) on my car in July, through Ford Finance.
Paying about £205 a month for 2 years, without any big final payment or anything.
However, would it be better to get a personal loan, with a lower rate (my current rate is 8.0% APR, so that I own the car outright right now, and possibly lower my monthly payments?
Any advice would be appreciated!
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