help cutting back

sonnythecat

blimey - it looks tight but you seem to have it under control really well.

If you are a beauty therapist, I would swap a treatment for babysitting with somebody and have a night out down the pub with your husband a couple of times a month. Keep you sane!!

curlytop12

hi,welcome to mse and good luck.
love the idea of swapping your beauty skills for babysitting (or odd jobs etc)
tighten up on gas/electric usage-turn off radiators in unused rooms,don't use standby etc
batch cook
drop a brand
have a look at "topcashback" -or other cashback sites-for insurances,breakdown cover,online shopping etc
i always ask for the winter coat/new wellies for xmas for my son off one family-toys,books etc from other.
sell on ebay-boys toys/clothes etc,maybe you have unused beauty products etc.
satellite tv-if you have sky,you can cancel contract and the box(which you get to keep) acts as a frreview box-wish i'd found that out earlier!
seemsyou are being very organised and have done a lot yourself anyhow.hope your partner is on board,it will help.
hope you get a night out soon.
G

katsu

Your electric seems really high. Check if you are on estimated bills and dig out some old bills to work out your consumption, then check comparison sites to see if you should switch to save money.

Also agree about ditching the satelite.

happihorse

Could you do something like Avon alongside your main job to boost your earnings?

sarah111_2

Thank You all for your advice, I really appreciate it.

I think the only way it to boost my income, now how to do that:question::think:

annibee

Have a look on the income tab on the top right of the site theres lots of useful ways on there xx

sarah111_2

annibee wrote: »

Have a look on the income tab on the top right of the site theres lots of useful ways on there xx

I will thank you.

sarah111_2

Wanted to let you know. I just went on the entitled to web site and it says we should get child tax creds :j:j:j:j:j we may be saved. :):):):):):)

annibee

Well done Sarah they are very useful. Also If you get childminding they take that into consideration then you could perhaps do one day a week at a salon or something too ive pmed you as well

peainapod

Check that you're getting all the benefits you're entitled to first, you never know. Also if you get working tax credit or child tax credit there's the childcare element to it, paying you I think around 80% of childcare.
I noticed your cable tv is £36 pound and your landline is £12, I don't agree that you should get rid of this, especially if you dont go out ! But I do think you could find a better deal. Try virgin, I get my internet, full cable tv and 24/7 free calls all inc. for 26.50 per month. If you're not in a cable area you can get the same deal if you fight with them and just get a freeview box cutting out the whole pay monthly thing for tv.
Hope this helps