MF by December 2014

abouttimetoo

Hi Billy

Brilliant progress and great to see you and your family also enjoying yourself along the way

Regards
ATT

billywhizz88

:j :beer:

Crack open the bubbly

We today paid our last mortage payment (albeit some of the mortgage is still being offset by savings) that see us as the proud owners of two houses one that is worth £300k and the other £175k in Turkey which has transformed my work life balance and the bext thing we have done. Certainly we could have bought a bigger or better located main house when we bbought the holiday home 4 years ago but we love where we live in terms of its position and convenience to my work (less than a three minute drive) and the £50k per year we have pumped into buying it may not be the most financial savvy purchases but will help us hopefully retire earliesh by most standards in 2019 at 53 and 56 respectively in the warm Aegean sun lazing in the pool

Even more proud is that it is the culmination of 30 years hard work. We havent been left money by anyone, I didnt go to uni and get a degree but worked my way up after a-levels doing my professional exams and we have got there by saving sensibly enjoying holidays and always living within our means which have grown considerably in the last 10 years but we maintained our spending levels at pre 2004 levels

Put my first post in the retirement planning forum today as that is the next big challenge. Another 4.5 years of very hard saving with the odd luxury holiday thrown in to keep us sane so we can pack it all in and enjoy the fruits of our labour

Good Luck to everyone on your ongoing challenge. Take it from one who has finally done it...It feels great :T

amycool

Congratulations! I bet it feels even sweeter knowing that you earned every penny. Enjoy your retirement planning!

Goldiegirl

Congratulations and well done:T


I've found the retirement planning board more of a facts and figures and information area, rather than a diary area.


Why not keep this diary going, and report on your progress towards retirement.


A lot of us are planning for retirement, so you'll be amongst friends:)

tootallulah

Many, many congratulations, just reward for hard work.