Bank charges

loneranger

I have a load of bank charges most of which have been my own fault (misscalculations and forgotten payments resulting in failed DD SO fees then leading to overdraft fee) Am I likely to get any of this back from the bank and if I do will the bank still have me as a customer? If they don't will I be blocked from other banks?

mrcow

If you join up with the consumeractiongroup website, it will answer all your question like these.

There is also a quick guide here.

yung

irrespective wether it is your fault or not the bank charge is unfair you should claim it back, just follow the above link read the F.A.Q and you can start the procedure of claiming those unfair bank charges. good luck

Dr.Shoe_2

You should set up a "parachute Account" in the meantime.

SunderlandBlackCat

Dr.Shoe wrote:

You should set up a "parachute Account" in the meantime.

Definitely.

I set an alternative account the day I started my claim (took a couple of minutes to set an account up with smile) & as soon as barclays started being "awkward" about things I transferred all my direct debits & standing orders to the smile account so barclays no longer have any leverage over my finances.

darkside_2

i sent away a letter to my bank asking for list of charges for my account and they sent me one back saying i would have to pay £10 for them to do that is that right or wrong?

SunderlandBlackCat

darkside wrote:

i sent away a letter to my bank asking for list of charges for my account and they sent me one back saying i would have to pay £10 for them to do that is that right or wrong?

They can charge £10 for a DPA request. As has already been said all the information you need is on the consumer action group website. They also have forums specific to each bank/building society/credit card company.

darkside_2

Thanks Blackcat i will have a read of it.