Help! im getting screwed by my mortgage company and my ex!

philnicandamy

So_Sad_Angel wrote: »

Phil - are you saying my advice is not helpful?

Hmm yet again good old MSE and pro active moderation.....:mad:

dealhunter101_2

You could try talking to CAP, they always seem to have some good advice.

cookieshaw

real1314 wrote: »

The mortgage company are not screwing you. They are sticking to the agreement you willingly signed with them. In fact it could be said that you screwed them as you signed an application that you knew to be false, in order to obtain an advance.

Your Ex might be screwing you, but that just sounds odd; although it wouldn't be the first time.

It's all really a mess of your own (and your ex's) making. You can't really blame the mortgage company I'm afraid.

I can assure you I am not screwing anyone, I have NEVER missed a mortgage payment or even been late with one. The phrase they are screwing me comes from the fact that I applied for a transfer of equity but as I'm a commission based worker I dont fit into their 'affordability calculation' although they are more than happy to take my money everymonth!!

but thanks for your advice

fiveyearplan

I would be very cautious of saying you (or your ex) were a bit creative with your salaries/employment on your application as that could be deemed as fraud and you don't want to get into that. I'm not criticising but just trying to be helpful.

cookieshaw

real1314 wrote: »

The mortgage company are not screwing you. They are sticking to the agreement you willingly signed with them. In fact it could be said that you screwed them as you signed an application that you knew to be false, in order to obtain an advance.

Your Ex might be screwing you, but that just sounds odd; although it wouldn't be the first time.

It's all really a mess of your own (and your ex's) making. You can't really blame the mortgage company I'm afraid.

Pipe down Bannockburn. He is screwing me now much better than he EVER did - as u so inappropriately mentioned.:eek:


Thank you everyone else for your useful help and advice, I shall try take all of it on board to help me out of this situation. :T