£20,000 remorgage advice!!!! Please

getmore4less

carlos1234 wrote: »

the coventry building society has a 5 year fixed rate at 4.49% with a £195 booking fee (no other arrangement costs) and the option to overpay 1k or 5% per annum..???. so this fixed rate option along with a direct debit for the overpayment seems very tempting..the 4.49% rate is not much better than my current 4.79% but anything with better rates seem to be costing around £999 . just need to get it payed off in time for my daughters to decied to head off to university...:o thanks for all advice and thoughts..very helpful..hip hip horray for martin lewis:T

Check your followon rate. if it is 2.5% seriously consider going onto that and paying as if you had take out the fix(or more if you have it)