Help Needed Urgently

fatbelly

You need to respond to the court form (to Next) making an offer of payment. Most courts would regard an offer to pay back the debt in 2-3 years as reasonable.

factsheet

SunderlandBlackCat

Check out the snowball calculator to see which debts need to be addressed first.

http://www.whatsthecost.com/snowball.aspx

tinkerbelle

Thanks for that I shall have a look

lynzpower

tinkerbelle wrote:

Iam 28, which is not actually young. I intend to go back to University in the next 2 years to do a post graduate Social Work diploma. Can I work as a Social Worker if I went bankrupt?

Hi
I hate to be the bearer but the social work diploma has now finished. It is now a social work degree, and is 3 years full time with unpaid placements or 6-7 years part time with unpaid placements. AFAIK ( I did the diploma finished it last year)

Yes, you can still operate as a socail worker as a bankrupt, but I cant see any need for you to go BR at all.

tinkerbelle

Thanks for that. I may just have to do it part time, be about 40 before I qualify!

keatergreyhound

I have pm you please get back to me!

itsnotfair_2

I'm new here to and just roaming around. I sympathise deeply with your situation. Hope I'm not treading on toes here but there is also a charity Christians Against Poverty CAP for short based in many towns. They run debt counselling and offer debt repayment plans sorted out with creditors.:T

tinkerbelle

Thanks for that its having the time to get to see anybody as I am working seven days and a week and don't get home from work till 7pm in the evening as I have to travel.

tinkerbelle

Does anyone have any advice about a managed loan account with HSBC, I have a bank account with them and do not owe them any money. I spoke to them and they told me about a managed loan account? Is this worth taking?
I would appreciate any advice any one could give me.