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HFC - finance overpayments help

Hi -I have a laptop through hfc - the payments start next year though it says the monthly payment but overpayments can be made.

Any idea how this affects the interest? I can't see on the paperwork

Thought I would ask here before calling them

tia

Comments

  • if the interest is added monthly to the outstanding balance(i assume it is)then overpayments will reduce the interest over the time of the loan,and settle the debt sooner
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