black horse motorcycle finance

stsj

Hi,
I have never had finance before so i am unsure of how things work. i took out finance on a bike 2 years ago, and now have the money saved up to pay the balance back early. I have phoned black horse, and through the early settlement automated thing, i have been told the settlement is £1399.

My question is, where do i go from here. Apparently i have to settle in full before 13.12.2010. This is no problem, but do i just phone them up (premium number, the cheek of it), or send them the money via bank transfer and hope they sort it. Looking through my agreement, it says i have to write to them first. i am just worried that all this will take too long, and i have to get another settlement figure. at the moment, i stand to save around £250.

sorry if you've been through this before, and thanks in advance.

p.s, it also says i will recieve a letter regarding early settlement, but how long that takes i dont know.

[Deleted User]

just write and get the figure back in writing(always a good idea)ask them the best way to pay(for best read fastest),if you have to get another settlement figure for after 13/12 it should be lower assuming you will have made another payment