We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
The MSE Forum Team would like to wish you all a very Happy New Year. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
Combat the Christmas Crush with the NSD challenge
Comments
-
Hello All,
Thanks for the new page Spoon, your hard work looking after us is appreciated.
Ooh December, thats a toughy, think I'll go for a target of 10 please,A smile enriches those who receive without making poorer those who giveor "It costs nowt to be nice"0 -
Morning,
This is my first one so can I ask a question - I give DS1 dinner money every day, does that make every day a spend day?Moving on up
SPC #382 ~ £40 banked
12k in 2016 #15. £541.91/£30000 -
Good morning all.......eeee it's snowing here!!:eek:
Keep warm and travel safely x
Loving the prizes Spoony x :dance:
target met =
target no 2 met = 
target no 3 met =
target exceeded =
"If wishes were horses, then beggars would ride"
0 -
frasersmum123 wrote: »Morning,
This is my first one so can I ask a question - I give DS1 dinner money every day, does that make every day a spend day?
Personally, I wouldnt count that as a spend as it is essential and also planned IFYSWIM.For example, I dont count my fares for the days I work ( essential spend) However, if I spend on anything over and above the planned spend, it becomes a spend day. I dont count DD's or SO's as they are planned and essential but anything else I count, ie groceries, prescriptions etc. I try to group my spends into one or two days a week as it feels like I have my money in my purse that bit longer! HTH:)
you will always be rich enough to be generous.0 -
frasersmum123 wrote: »Morning,
This is my first one so can I ask a question - I give DS1 dinner money every day, does that make every day a spend day?Personally, I wouldnt count that as a spend as it is essential and also planned IFYSWIM.For example, I dont count my fares for the days I work ( essential spend) However, if I spend on anything over and above the planned spend, it becomes a spend day. I dont count DD's or SO's as they are planned and essential but anything else I count, ie groceries, prescriptions etc. I try to group my spends into one or two days a week as it feels like I have my money in my purse that bit longer! HTH:)
:hello:Hi frasersmum123 and welcome
Agree with jinty, that's the way most of us work on here.
Hi to all the regulars joining up again and hi to all the newbies - you're all very welcome, good to see you all:A
Will sign you all up later, work beckons now.
spoon xx
The time you enjoy wasting is not wasted time
0 -
Thats great - can you put me down for 14 days then please - I have all of my Christmas presents now so I dont have to worry about that.
Hopefully this horrid weather will keep me in and away from the local shops.Moving on up
SPC #382 ~ £40 banked
12k in 2016 #15. £541.91/£30000 -
i made my target for november so id like to try again please 12 for december please xHave a Bsc Hons open degree from the Open University 2015 :j:D:eek::T0
-
:hello: everyone
can I be put down for 15 please?
I'd also like to try for 5 in a row
Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
0 -
Hi all
Well i managed a whoping 22 NSD's:D in November.
This month, definitely going to be harder. So i'll start off with 10 for december.
thanks spoon x0 -
frasersmum123 wrote: »Thats great - can you put me down for 14 days then please - I have all of my Christmas presents now so I dont have to worry about that.
Hopefully this horrid weather will keep me in and away from the local shops.
Sorry - meant to say WELCOME !:j Good to have you on board!:j (Didnt mean to be rude!:o)
you will always be rich enough to be generous.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.8K Spending & Discounts
- 246.1K Work, Benefits & Business
- 602.2K Mortgages, Homes & Bills
- 177.8K Life & Family
- 260K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards
