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Combat the Christmas Crush with the NSD challenge

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Comments

  • Tixy
    Tixy Posts: 31,455 Forumite
    Hello All,
    Thanks for the new page Spoon, your hard work looking after us is appreciated.

    Ooh December, thats a toughy, think I'll go for a target of 10 please,
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
  • Morning,

    This is my first one so can I ask a question - I give DS1 dinner money every day, does that make every day a spend day?
    Moving on up :o SPC #382 ~ £40 banked
    12k in 2016 #15. £541.91/£3000
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    Good morning all.......eeee it's snowing here!!:eek:
    Keep warm and travel safely x ;)

    Loving the prizes Spoony x :dance:

    target met = 2iiao9u.gif target no 2 met = 25u6v12.gif
    target no 3 met = 5a0wld.gif target exceeded =2q3oyn9.gif
    "If wishes were horses, then beggars would ride"
  • jintyb
    jintyb Posts: 1,763 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Morning,

    This is my first one so can I ask a question - I give DS1 dinner money every day, does that make every day a spend day?


    Personally, I wouldnt count that as a spend as it is essential and also planned IFYSWIM.For example, I dont count my fares for the days I work ( essential spend) However, if I spend on anything over and above the planned spend, it becomes a spend day. I dont count DD's or SO's as they are planned and essential but anything else I count, ie groceries, prescriptions etc. I try to group my spends into one or two days a week as it feels like I have my money in my purse that bit longer! HTH:)


    you will always be rich enough to be generous.
  • solventsoon
    solventsoon Posts: 17,363 Forumite
    Morning,

    This is my first one so can I ask a question - I give DS1 dinner money every day, does that make every day a spend day?
    jintyb wrote: »
    Personally, I wouldnt count that as a spend as it is essential and also planned IFYSWIM.For example, I dont count my fares for the days I work ( essential spend) However, if I spend on anything over and above the planned spend, it becomes a spend day. I dont count DD's or SO's as they are planned and essential but anything else I count, ie groceries, prescriptions etc. I try to group my spends into one or two days a week as it feels like I have my money in my purse that bit longer! HTH:)

    :hello:Hi frasersmum123 and welcome

    Agree with jinty, that's the way most of us work on here.



    Hi to all the regulars joining up again and hi to all the newbies - you're all very welcome, good to see you all:A

    Will sign you all up later, work beckons now.

    spoon xx
    :) The time you enjoy wasting is not wasted time :)
  • Thats great - can you put me down for 14 days then please - I have all of my Christmas presents now so I dont have to worry about that.

    Hopefully this horrid weather will keep me in and away from the local shops.
    Moving on up :o SPC #382 ~ £40 banked
    12k in 2016 #15. £541.91/£3000
  • i made my target for november so id like to try again please 12 for december please x
    Have a Bsc Hons open degree from the Open University 2015 :j:D:eek::T
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    :hello: everyone :) can I be put down for 15 please? :) I'd also like to try for 5 in a row :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • kezlou
    kezlou Posts: 3,283 Forumite
    Hi all

    Well i managed a whoping 22 NSD's:D in November.

    This month, definitely going to be harder. So i'll start off with 10 for december.

    thanks spoon x
  • jintyb
    jintyb Posts: 1,763 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Thats great - can you put me down for 14 days then please - I have all of my Christmas presents now so I dont have to worry about that.

    Hopefully this horrid weather will keep me in and away from the local shops.

    Sorry - meant to say WELCOME !:j Good to have you on board!:j (Didnt mean to be rude!:o)


    you will always be rich enough to be generous.
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