We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Mortgage Brokers in and around Coventry

Hi,

I've been lurking on this site for a while now as me and the missus are looking to buy a house.

Can anyone recommend a mortgage broker in the area. I've googled it some and obviously a lot come up, but if anyone has 1st hand experience that would be great.

At this point I'm still wondering if I need to get the services of one, but obvioulsy they can point me in the direction that I may have missed, using the usual suspects to compare them all.

The LTV I would hope would be somewhere in the region of 75%, which should hopefully open up a certain level of mortgage with a lot of vendors. Then the questions begin after that... long term overpaying, short term fixed, offset and the list goes on as it does for everyone

Its a minefield..

Comments

  • herbiesjp
    herbiesjp Posts: 8,499 Forumite
    Make sure to ask if they research direct deals, and what fee they will charge you.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • I certainly will when I start calling them up, having come across this gem already.
    Cheers
  • I've used them a number of times and have been really impressed by them in the past - both me, my wife and close friends have all used them before, and think they're impartial and very professional.

    http://www.oaktreemortgages.com/
    Feb 2012 - onwards MF achieved
    September 2016 - Back into clearing a mortgage - Was due to be paid off in 32 years in March 2047 -
    April 2018 down to 28.00 months vs 30.04 months at normal payment.
    Predicted mortgage clearing 03/2047 - now looking at 02/2045

    Aims: 1) To pay off mortgage within 20 years - 2037
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.1K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.