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Anyone have any experience of Dell?
immoral_angeluk
Posts: 24,506 Forumite
DH has a computer with dell and we were thinking of paying off the loan early (Still has 18 months left of a 3 yr loan..).. but was just wondering whether they would be likely to offer a reduced figure as final settlement because of the interest etc that we would be saving??
Going to get DH to call them tomorrow... failing that we'll be paying off my Capital one card (woohoo!).
Going to get DH to call them tomorrow... failing that we'll be paying off my Capital one card (woohoo!).
Total 'Failed Business' Debt £29,043
Que sera, sera.
Que sera, sera.
0
Comments
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Unless you have defaulted on the credit, I doubt that they will be interested in a full and final settlement. There may be a slight saving, due to refund of interest, for an 'early settlement' which you could ask for. In my opinion, though, they make their money through credit and are unlikely to be too keen to agree. Do you know what interest they charge? If it is lower than the Capital One card, then go for the card.I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.
HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7
DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS0
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