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Numpty mortgage question
Crooky_2
Posts: 19 Forumite
Evening all,
Are lenders generally reasonably flexible regarding changing the dates that payments are drawn? I have a Halifax mortgage and am concerned that it is going to get taken on the day I get paid next month and as such was concerned that the mortgage might get taken before my salary goes in.
Am I worrying over nothing, or will it be easy enough to change the date my mortgage is taken by Halifax? I have looked on the Halifax wbsite and have seen nothing to suggest how to do this.
Many thanks
Are lenders generally reasonably flexible regarding changing the dates that payments are drawn? I have a Halifax mortgage and am concerned that it is going to get taken on the day I get paid next month and as such was concerned that the mortgage might get taken before my salary goes in.
Am I worrying over nothing, or will it be easy enough to change the date my mortgage is taken by Halifax? I have looked on the Halifax wbsite and have seen nothing to suggest how to do this.
Many thanks
0
Comments
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Only way to get an answer is to ring the lender and ask.
Usually ok with this though.I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
They will probably be ok with this, but you will more likely than not find that they will have to charge you a part month payment (one off) to take into consideration the interest due between the original payment date and the new payment date.ORIGINAL MORTGAGE AMOUNT £106,454.00 (Started Sept 2007)
NOV 2021 O/S AMOUNT £1,694.41 OUR DEBT REDUCED BY £104,759.59 by std regular, over-payments & off-setting.
BofE +0.19% Tracker Repayment Offset Mortgage Discounted Sept 07-10 then increased to BofE +0.62% until 20270
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