The Forum is currently experiencing technical issues which the team are working to resolve. Thank you for your patience.

Mortgage offer. Do we get a paper copy or just solicitor?

Our mortgage advisor told us yesterday that he had an email through saying the mortgage had been offered to us. I know as of today the solicitor hadn't had their copy.
Do we get a copy as well or does it only go to the solicitor?

Thanks
:rotfl:

Comments

  • Yes, you should get a copy of the mortgage offer paperwork.
    You should also have / get a key facts document about the mortgage.
    ORIGINAL MORTGAGE AMOUNT £106,454.00 (Started Sept 2007)
    NOV 2021 O/S AMOUNT £1,694.41 OUR DEBT REDUCED BY £104,759.59 by std regular, over-payments & off-setting.
    BofE +0.19% Tracker Repayment Offset Mortgage Discounted Sept 07-10 then increased to BofE +0.62% until 2027
  • papermoney wrote: »
    Our mortgage advisor told us yesterday that he had an email through saying the mortgage had been offered to us. I know as of today the solicitor hadn't had their copy.
    Do we get a copy as well or does it only go to the solicitor?

    Thanks

    You will get the original to sign and then send back to the bank and will also have a copy to keep for yourself. Well that is how it worked for me anyway.
  • LilacPixie
    LilacPixie Posts: 8,052 Forumite
    we got our official offer a few weeks ago and received a paper copy the day after the solicitor did :)
    MF aim 10th December 2020 :j:eek:
    MFW 2012 no86 OP 0/2000 :D
  • GMS
    GMS Posts: 5,388 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Broker has had his copy by email.

    Solicitor will get a fax and postal copy.

    You will get a postal copy.

    Your broker should have sent a copy to the solicitors when they received it to speed things up.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Thanks - I'm not sure if the solicitor has had a fax copy - this is something I will chase up tomorrow.
    The mortgage advisor texted me to say he had had an email, he isn't due back at work until Friday as he is on holiday but checked his emails and let me know.

    It's only been a day or so - so I expect to get a paper copy in the next few days. We have to exchange by the 6th December so really want things to be hurried along a bit.

    Thanks again
    :rotfl:
  • GMS
    GMS Posts: 5,388 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    You should get your copy by Friday.

    I send a copy to the solicitors as soon as I receive an offer, often they have it already but better to have 2 than none!!

    It is possible the broker has not yet received the offer, just confirmation it has been agreed.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • yes should defo get that
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350K Banking & Borrowing
  • 252.7K Reduce Debt & Boost Income
  • 453.1K Spending & Discounts
  • 242.9K Work, Benefits & Business
  • 619.8K Mortgages, Homes & Bills
  • 176.4K Life & Family
  • 255.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.