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Paydaybank £25 pure profit

PNPSUKNET
PNPSUKNET Posts: 4,265 Forumite
I have found quidco are offering £45 cash back with payday bank. so if you borrow £80 you get £45 cash back which £20 is their charge leaving you £25 profit.

Anyone ever used them, or can say what they are like to deal with. Im only going to sit the money in my account until payday.
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Comments

  • possibly all good as long as the CB tracks,something tells me it wont.
  • Did a similar thing a couple of years ago (can't remember the loan provider) and the cashback tracked and paid through Quidco no problem.
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  • Yes, I've also did this last year. Just be sure to tick the box to not get junk mail. I had absolutely no problems at all and would do it again except I'm no longer working. They take the money off your bank account as arranged. No problems whatsoever.
  • PNPSUKNET
    PNPSUKNET Posts: 4,265 Forumite
    yes it was me that posted payday uk one, but that was £45 profit
  • PNPSUKNET
    PNPSUKNET Posts: 4,265 Forumite
    think what Im asking though is has anyone ever had a loan via paydaybank
  • wyebird
    wyebird Posts: 755 Forumite
    Yes, for the quidco offer (tracked but not validated at the moment) . It's an agency tho' not a provider I think, so worth getting a free PAYG sim for it unless you want every bottom end loan provider texting you daily!!
  • PNPSUKNET
    PNPSUKNET Posts: 4,265 Forumite
    how long ago did you take it?
  • wyebird
    wyebird Posts: 755 Forumite
    September this year
  • PNPSUKNET wrote: »
    I have found quidco are offering £45 cash back with payday bank. so if you borrow £80 you get £45 cash back which £20 is their charge leaving you £25 profit.

    Anyone ever used them, or can say what they are like to deal with. Im only going to sit the money in my account until payday.

    Did this yesterday after reading the post. The quidco does track OK.

    Took an £80 loan and will payback £104(!) for some odd reason. Needs to be paid back by 24/12 to avoid it turning into a 4-month loan :eek:

    £45 cash back has tracked so will end up with £21 clear. Not sure it was really worth it but took the plunge anyway.

    It is an agency, but I used an old PAYG number to avoid the inevitable texts/calls.
  • PNPSUKNET
    PNPSUKNET Posts: 4,265 Forumite
    I may risk it then, I tried to ask online chat if they were a broker and they wouldnt answer the question
This discussion has been closed.
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