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MSE News: Government 'Nest' pension fees could hit joiners for 20 years
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Yes, the HL sold funds are available through an employer funded pension arrangement - they have a product for that market.
The HSBC one has a minimum but they haven't said how low it will be. For HL the minimum is £50 a month for individuals. I don't know what it'll be for whatever they have in mind to address NEST.
It's entirely possible that there will be some level of contributions at which only NEST is going to be available, if most employees are making very low contributions.0
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