Debt Collectors/Bailiffs gaining entry?

spacemonkeypg

Hi,

I live in a house which is next to and above a hairdressers. The hairdresser told me that earlier this week a man in a suit with a clipboard went in there asking for me and asking if he could get entry to my house from her salon.

I would have to assume it was a debt collector, but are they allowed to gain entry in this way? I would have thought they either had to have my permission or get a warrant to enter the premises?

I am a bit concerned as the house is empty while I am at work, and my partner works away so there is just me and my little one in the house the rest of the time. Its a bit scary to think they could have just come in when I wasn't even here without any prewarning at all (I havent received any letters or calls).

Thanks,
Tess

CLAPTON

Debt collectors have no right of entry whatsoever.

Bailiffs can effect entry through open doors or windows or if you let them in (so under no circumstances even open the door..speak through the letter box if necessary). However, bailiffs need a court order... have you received a CCJ or ignored court papers?

spacemonkeypg

No I havent received anything by post or phone, nor any visits. I mean I do have debts, which I am in the process of sorting out, but I would have thought I would receive a letter or call before anyone came out.

The other thing that was strange that he asked the hairdresser for me by my name, and yet wouldnt tell her who he was.

cattie1

they are NOT allowed to get a warrant. the police are unable to help them gain access-if they force entry in ANY way it is illegal.

rog2

Hi Spacemonkey,

When forced to deal with these self-confessed 'legalised criminals' :mad: :mad: it is important to know your rights. Have a look here:

https://www.insolvencyhelpline.co.uk/debt_basics/bailiff-guide.htm

Good luck

cattie1

spacemonkeypg wrote:

No I havent received anything by post or phone, nor any visits. I mean I do have debts, which I am in the process of sorting out, but I would have thought I would receive a letter or call before anyone came out.

The other thing that was strange that he asked the hairdresser for me by my name, and yet wouldnt tell her who he was.

I once had a man in suit and clipboard come to my door -after the threat of baillifs-and when I (stupidly!) answered the door it was a council official asking why I hadnt been paying my rent (I had!) I got all my receipts and slammed them in his face and he went away tail between his legs muttering something about system error.
do you rent your home? this could possibly the reason why?

advent1122

if they force entry in ANY way it is illegal.

Unless they have previously been granted access, in which case they can legally break in.