We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
graduate loan
hi,
about 2 months ago i applied for a graduate loan and got declined as i didnt meet the minimum criteria of a set salary for at least 3 months. i am employed, however, i had only had 2 pay checks then thus it being declined. fortuanelty nobody had told me this and the bank have agreed to remove the incident off my credit report.
i now have 4 pay checks but the incident had not been removed yet off my credit report.
my dilemma is to apply again this month for it or wait till the end of january.
i have a good credit score, i do have an overdraft but have paid off my credit card and have never missed any payments for anything.
do you think its worthwhile trying again now or waiting till the end of janurary when i have even more pay checks and hopefully the previous incident removed off my report by then?
any advice greatly appreciated!!
about 2 months ago i applied for a graduate loan and got declined as i didnt meet the minimum criteria of a set salary for at least 3 months. i am employed, however, i had only had 2 pay checks then thus it being declined. fortuanelty nobody had told me this and the bank have agreed to remove the incident off my credit report.
i now have 4 pay checks but the incident had not been removed yet off my credit report.
my dilemma is to apply again this month for it or wait till the end of january.
i have a good credit score, i do have an overdraft but have paid off my credit card and have never missed any payments for anything.
do you think its worthwhile trying again now or waiting till the end of janurary when i have even more pay checks and hopefully the previous incident removed off my report by then?
any advice greatly appreciated!!
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.2K Banking & Borrowing
- 254K Reduce Debt & Boost Income
- 454.9K Spending & Discounts
- 246.3K Work, Benefits & Business
- 602.5K Mortgages, Homes & Bills
- 177.9K Life & Family
- 260.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards