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Time to get rid of this debt

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  • Dee5565
    Dee5565 Posts: 148 Forumite
    Well went through all my toiletries, so some are on there way to the CS along with some clothes. friend picked them up she works beside one, so will deliver them tomorrow.
    As we are both in bad health , I have been thinking today about our plans for the future. So going to sit down tonight with the OH and draw up some new plans. Will let you know tomorrow how that goes.
    Love making plans and lists.
    Hope everyone has a good evening.
    :)
    DEALING WITH MY DEBTS ONE AT A TIME
    £10 a day challenge for Aug £48.35 / £310
    NSD August 6/14

  • Hovel_lady
    Hovel_lady Posts: 4,291 Forumite
    I, too, love making plans and lists. Good luck with making yours and look forward to hearing how you get on.
    Have a lovely day xx
  • Dee5565
    Dee5565 Posts: 148 Forumite
    Well I have an appointment at the hospital this morning, more tests.
    So I will be here later with our future plans .
    Have a lovely day everyone.
    DEALING WITH MY DEBTS ONE AT A TIME
    £10 a day challenge for Aug £48.35 / £310
    NSD August 6/14

  • Dee5565
    Dee5565 Posts: 148 Forumite
    Well thats one appointment down a few more to go.
    I will see the specialist in about six weeks time, and he will tell me where we go from here.
    So are plans for the future have changed.

    I have been told I have restrictive lung disease.:(
    They have told me it would be better for me not to have to keep on climbing up and down stairs.As my health will only get worst and not better.
    So we have decided we will move into a bungalow over the next 18 months.We will have a good look around to see where we want to live, we only need a two bedroomed one but also a garden. As this will be our final move we want to make sure its right for us and take our time.
    In the mean time I will declutter as much as I can and sell what I can on ebay, the rest to CS.
    Also start getting rid of some furniture, as we have far to much.
    So when we do move , we wont be taking clutter with us.
    So I now have an 18 month plan.
    I bought a large note book today for £1 with five sections.
    the five sections re.
    Weekly spending
    Debt repayments
    Health Appointments etc.
    Moving House
    What to get rid of and what we need to but to move.
    That should keep me busy over the next 18 months.
    DEALING WITH MY DEBTS ONE AT A TIME
    £10 a day challenge for Aug £48.35 / £310
    NSD August 6/14

  • Hovel_lady
    Hovel_lady Posts: 4,291 Forumite
    I am so sorry about your illness. Is it a little better knowing what's wrong? Do hope the specalist will be able to help.
    I have a notebbok like that although mines all about debt at the moment.
    I agree - take your time. If you don't want to move again it's important to take your time and not rush. Are there bungalows like you need where you live?
    xx
  • Dee5565
    Dee5565 Posts: 148 Forumite
    Yes there are bungalows around here, but never thought we would have to move into one.
    We will take our time and not rush, want to make sure its the right one for us.
    At least I will be busy for a while.
    DEALING WITH MY DEBTS ONE AT A TIME
    £10 a day challenge for Aug £48.35 / £310
    NSD August 6/14

  • Dee5565
    Dee5565 Posts: 148 Forumite
    Well the sun is shining here at the moment anyway.
    Have decided to use this diary for both my debt and health.
    Then it something I can look back on to see how things where.
    If that makes sense.:)

    Today I am going to update my new book with all my plans for the future. I am going to stay positive, as my specialist says thats half the battle

    Also sold another few items on ebay,only a few £s but ever little helps.
    Will do an update at the first of the month to see how my debt is going
    its slow but it is going down and thats the main part.
    Well off to do some cleaning and washing.
    So you later
    DEALING WITH MY DEBTS ONE AT A TIME
    £10 a day challenge for Aug £48.35 / £310
    NSD August 6/14

  • Dee5565
    Dee5565 Posts: 148 Forumite
    Have been up since 4am cant sleep.
    So I have finished my ironing I was going to do later.

    Also have been for a long walk, nice and refreshing.

    I have a friend coming this morning so I am going to make Chocolate
    Coconut Slab. Got the recipe off Old Style Section sounds delicious.
    Have all ingredients. so a NSD for me.:T
    Then this afternoon going to go through the spare room again, and put more things on ebay to get this debt down

    Have a lovely day everyone.
    See you later
    DEALING WITH MY DEBTS ONE AT A TIME
    £10 a day challenge for Aug £48.35 / £310
    NSD August 6/14

  • My you have been productive, wish I could get up and do stuff when I can't sleep instead of vainly lying there trying to get back to sleep:rotfl:

    Have a lovely day.
    LBM April 2011 £4906

    :j:j DEBT FREE 4th NOVEMBER 2011 :j:j
    Clothes Challenge 2011 £60.24/£200
    Virtual sealed pot #136 - £1.60 Sealed pot # 1365 Nectar card - £8.80 Overdraft £0.00
    Do I need it? Can I afford it? Is it cheaper elsewhere?
  • Hovel_lady
    Hovel_lady Posts: 4,291 Forumite
    Dee5565 wrote: »
    Have been up since 4am cant sleep.
    So I have finished my ironing I was going to do later.

    Also have been for a long walk, nice and refreshing.

    I have a friend coming this morning so I am going to make Chocolate
    Coconut Slab. Got the recipe off Old Style Section sounds delicious.
    Have all ingredients. so a NSD for me.:T
    Then this afternoon going to go through the spare room again, and put more things on ebay to get this debt down

    Have a lovely day everyone.
    See you later
    Well done on a NSD :j
    Chocolate coconut slab sounds lovely - I'll have a look for that.
    Enjoy your day xx
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