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***The A Fixed % of Money Left After Bills Goes On Debt Challenge***

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  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    EB69 wrote: »

    126.69%/80%

    that's fantastic. just think you have already made over half of next month's total too. well done
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • Lemon_Tree
    Lemon_Tree Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts
    hello all, i've achieved my best month this month and paid 49.7% of my net pay against debts, wish i could round it up to make it 50% and then i will have achieved my goal at least once
  • I have now paid 15.9% off my debt balance. Reserve is nearly gone (will be this month I would think but can't say for sure until 25th March as I count what it's on at payday before the wages go in) :)
    Loan - [STRIKE]£6991.95[/STRIKE]£6180.01; Barclays Res - [STRIKE]£600[/STRIKE] £0 - £22 per week :eek:, NWB Grad O/D - [STRIKE]£1185[/STRIKE] £887.86 18.28% SWALEC - [STRIKE]£700[/STRIKE] £0 NPOWER [STRIKE]£220[/STRIKE] £0 Kays - [STRIKE]£591.28[/STRIKE] £0 TOTAL DEBT - [STRIKE]£10,288.23[/STRIKE] £7,000.01 31.96 % Paid off. BS Fund - £1 Savings Fund - £41.17 % Challenge Member 1
  • This month I actually managed to save 20% of my wages, so happy that I reached the target I set for myself! :j
    VSP - £14.76 | Saving for a Deposit
  • Ok now on 17.1% due to the SWALEC dent :)
    Loan - [STRIKE]£6991.95[/STRIKE]£6180.01; Barclays Res - [STRIKE]£600[/STRIKE] £0 - £22 per week :eek:, NWB Grad O/D - [STRIKE]£1185[/STRIKE] £887.86 18.28% SWALEC - [STRIKE]£700[/STRIKE] £0 NPOWER [STRIKE]£220[/STRIKE] £0 Kays - [STRIKE]£591.28[/STRIKE] £0 TOTAL DEBT - [STRIKE]£10,288.23[/STRIKE] £7,000.01 31.96 % Paid off. BS Fund - £1 Savings Fund - £41.17 % Challenge Member 1
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    well done everyone. the figures are looking good. i've just managed to lock myself out of internet banking and can't log on for 60 minutes. it's driving me mad cos i can't check the O/D balance to update my spreadsheet :mad:

    without the O/D figures we have paid off 14% of our total debt so far but i know it's more than that cos we've paid a lot into our joint account to reduce the O/D this month. i only take the figures once a month though to add up the total paid off but now the bank won't let me :(

    hurry up 60 minutes and then i'll be back :rotfl:
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    got back on internet banking eventually. it was worth the wait though as we have knocked £661.26 off the O/D :T really pleased with that. that takes us up to 19.5% with some payments still to come out this month and DH's O/D to add. he gets paid on the 15th though and i take his balance from the day before he gets paid so will have to update later on in the month
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • **Kat**_2
    **Kat**_2 Posts: 969 Forumite
    Well done starnac you are doing brilliantly!
    Loan - [STRIKE]£6991.95[/STRIKE]£6180.01; Barclays Res - [STRIKE]£600[/STRIKE] £0 - £22 per week :eek:, NWB Grad O/D - [STRIKE]£1185[/STRIKE] £887.86 18.28% SWALEC - [STRIKE]£700[/STRIKE] £0 NPOWER [STRIKE]£220[/STRIKE] £0 Kays - [STRIKE]£591.28[/STRIKE] £0 TOTAL DEBT - [STRIKE]£10,288.23[/STRIKE] £7,000.01 31.96 % Paid off. BS Fund - £1 Savings Fund - £41.17 % Challenge Member 1
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    **Kat** wrote: »
    Well done starnac you are doing brilliantly!

    thanks Kat. feel like i can't move on with my life til our debts are paid off so got a good incentive
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    hey all. DH finally got his tax rebate back from 2 years ago so have manage to knock quite a bit off our debt with that. we are really pleased. it takes us up to 27.7% paid off so far. that's almost on target for paying the whole thing off by december.

    hows everyone else doing?? it's gone a bit quiet here
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
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