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What do we do?? FTB
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Non credit scoring lenders rates are marginally higher but by no means ridiculous.
With 4 missed payments you will struggle with high street lenders, especially with an old default and low deposit.
If your loan provider told you not to make payments then you should be able to resolve it. However it would need to be proven as their fault for giving wrong information.
You really will need a 'Whole of Market' broker for this. If you keep applying to the high street and get declined it will make the credit score worse. It is important for the full picture to be known and the right lender applied to.I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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