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YBS 5yr fixed offset 3.79% - opinions?
michaels
Posts: 29,173 Forumite
Despite the product fee of about 1500 this seems an extremely good offer for a fix as the offset effectively allows unlimited overpayments.
Anyone know how is it is to get this one?
Anyone know how is it is to get this one?
I think....
0
Comments
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I love YBS and have an offset mortgage with them for the last 4 years and 11 months which finishes at xmas so then i am on a tracker still offset.
You need a 40% deposit and they might be tough on valuations ! but the customer service has been great and we have used the offset facility every day to save interest.
£1495 is a big fee so use "whatsthecost" to work out if the other deals ( with smaller fees) might be better for you as we dont know the size of your mortgage0
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