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Some good news, got charges back :D

Well after loads of nastiness from banks etc im now happy with one. I got my charges back from Halifax. well just gota send the letter off saying i agree.

I claimed just over £400 and got offered £335 this morning. I know people might say persue for the rest, but i havent even got the money to file a claim with money claim, this will enable me to close this account and give me a little petrol money and food money which is desperatly needed. I might even use whatever is lest and that is all im spending on xmas presents this year, cheapo style :D

It may not seem a lot compared to others but its loads to me and a nice bit of good news. Anyone know how long it takes for an account to be credited once you have sent your signed reply off

woohoo im well chuffed, and theres me cooking stew for tea as its nice and cheap and easy lol

i might get my girlfriend some flowers as a thank you for being like she is lol, soppy git aint i. just pleased really summin has gone right :D
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Comments

  • richardvc
    richardvc Posts: 1,171 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Congratulations, I have just started the ball rolling on my unlawful charges.

    I shall be pursuing my banks for all the charges but as long as you're happy that is all that counts.

    Well done, this has shown me that there will be light at the end of the tunnel.
    Thanks to MSE I cleared £37k of debt in five years and I was lucky enough to meet Martin to thank him personally.
  • biglad
    biglad Posts: 617 Forumite
    Debt-free and Proud!
    the letter they sent is well funny. they still try make me feel like they owe me nothing and its a good will gesture, i mean come on. they even try and justify theyre costs. they said they dont have to tell me how they calculate the costs lol

    just persue, you will get there.
  • yung
    yung Posts: 700 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    Well done. :T
    Yung
    Early Retiree debt & stress free. and Joined the SKI club:j

  • cazziebo
    cazziebo Posts: 3,209 Forumite
    Well done!:beer:

    I just started my claim today..

    and aren't you lovely using some of the cash to spoil your girlfriend - what a nice guy!

    Enjoy!

    :T
  • lynzpower
    lynzpower Posts: 25,311 Forumite
    10,000 Posts Combo Breaker
    so chuffed for you big lad :D
    :beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
    Theres no dollar sign on piece of mind
    This Ive come to know...
    So if you agree have a drink with me, raise your glasses for a toast :beer:
  • biglad
    biglad Posts: 617 Forumite
    Debt-free and Proud!
    thanks all.

    decided to pay my nan back a bit and then pay for a hotel room for me and girlfriend for the night as she is class and i wana just treat her.

    just off to sell a bit more on ebay, im addicted to getting money to pay things off lol
  • biglad
    biglad Posts: 617 Forumite
    Debt-free and Proud!
    just off to post the letter with my signituare on and in their pre paid envelope :D great start to the weekend. especially as im off work all weekend :D:D:D
  • rog2
    rog2 Posts: 11,650 Forumite
    10,000 Posts Combo Breaker
    Good on you Biglad,

    For that amount, you probably did right in accepting, and it came at a time when you needed the money - well done.

    Rog2
    I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
    If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.

    HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7

    DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS
  • babes21
    babes21 Posts: 1,665 Forumite
    Well done to you :beer:
  • crawley_girl
    crawley_girl Posts: 2,010 Forumite
    Part of the Furniture Combo Breaker
    Excellent news. It's a nice feeling when you know you are getting your money back!

    :heartpuls CG :heartpuls
    Ever wonder about those people who spend £2 apiece on those little bottles of Evian water? Try spelling Evian backward.
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