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Its Official - I'm addicted - so here's my SOA

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Comments

  • adypem
    adypem Posts: 256 Forumite
    Froglette wrote:
    But that is only about another £500 - where can it all be going? Can anyone spot anything I might of missed.

    Have you accounted for cash out of the hole in the wall ? You might find that you could be spending alot ?
  • Best way is to probably get last months statement and as many receipts as you have then you can work out where stuff has gone. Like others have said keep a spending diary and that in itself will probably stop you spending as much as quick.
  • Hi, yes its very easy to become addicted to this site. But I feel it is helping me, I think my parents and my son are shocked by the different attitude I have had lately to saving money. Like a lot of people, I still dont know where all my money is going, so I'm keeping a diary which I thought I would kick off this week as I'm on holiday.

    For starters, its about 10 days until pay day, so I'm using up all the stuff I have in food cupboards and freezer, I thought there was nothing suitable there for meals, but you forget what you buy.

    I've also started mystery shopping on my days off, which doesn't pay much, but I figure that if you're going somewhere anyway, then you can use the payment towards petrol and do 2 things at once. I've also signed up for lots of surveys and freebies etc.

    Its going to take a bit of work, but I think we'll all be able to do it with a bit of support and feeding off each others ideas x
  • why don't you keep a spending diary....

    do it over the course of a month, write down EVERYTHING, and then you can find out where you're money's going!!!

    i'm starting on payday too, cos i havent got much disposable income at all now, i need to see where i can cut down!

    Good plan - pay day is the 15th. So I'll join you and start from then.

    Thanks
    Current Joint Debts: CC 0% [STRIKE]New Transfer 25.10.06 £6732 15.11.06 £6492.00 03.02.07 £5259.20[/STRIKE] 23.04.07 £3985, Loan 7.5% [STRIKE]01.05.06 £20135.10 15.11.06 £18416.25 03.02.07 £17529.55 [/STRIKE] 23.04.07 17188.50 inc. interest

    Plan: Clear CCs by Sept 07, DFD: 30.09.08, Then onto mortgage
    Official DFW Nerd Club - Member no. 198, Proud to be dealing with my debts
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