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catalogue debt
joanne2008
Posts: 102 Forumite
Entering in a dmp with CCCS -
I have debts with various creditors
I have £800 of debt with a catalogue company, my brother has an account with the company £300 as does my mum £120 what happens to there side of the payments they dont know about my debt and dont really want to tell them unless i have too just not sure what will happen
I have debts with various creditors
I have £800 of debt with a catalogue company, my brother has an account with the company £300 as does my mum £120 what happens to there side of the payments they dont know about my debt and dont really want to tell them unless i have too just not sure what will happen
CCCS DMP paperwork sent 30/11/10
37 weeks pregnant :j
1st payment starts 10th January :T
Total unsecured debt 12500 _pale_
hopefully paid off in 5 years 37 weeks pregnant :j
0
Comments
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Do they have their own accounts? Or are their accounts through you, with you acting as the "agent"?
Are the £300 and £120 amounts you mention part of the £800 - or are they separate?
CCCS should be able to advise you on this issue - I'm sure it won't be the first time they've come across it.My posts are my own opinions based on my experiences and info gathered from sites such as this.
They are not a substitute for professional financial advice - but you knew that already didn't you?
VSP 2011 - Member #25 - Started 6th December 2010 - Total As Of 4th May 2011 (21 weeks in!) - £323.67/£500 - So far so good!0 -
Do they have their own separate accounts or do you mean they owe some on yours? Also do they live at the same address as you?0
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Do they have their own accounts? Or are their accounts through you, with you acting as the "agent"?
Are the £300 and £120 amounts you mention part of the £800 - or are they separate?
CCCS should be able to advise you on this issue - I'm sure it won't be the first time they've come across it.
yes i am acting as the 'agent' although they have there own account number and live at a separate address, they have EACH filling in there own credit agreement form each.CCCS DMP paperwork sent 30/11/101st payment starts 10th January :TTotal unsecured debt 12500 _pale_hopefully paid off in 5 years
37 weeks pregnant :j0 -
Do they have their own separate accounts or do you mean they owe some on yours? Also do they live at the same address as you?
no that amount is in addition to the £800 i owe, they are kept separate with separate account numbersCCCS DMP paperwork sent 30/11/101st payment starts 10th January :TTotal unsecured debt 12500 _pale_hopefully paid off in 5 years
37 weeks pregnant :j0 -
anyone have any ideas ?CCCS DMP paperwork sent 30/11/101st payment starts 10th January :TTotal unsecured debt 12500 _pale_hopefully paid off in 5 years
37 weeks pregnant :j0 -
Im still not sure what you're saying. Each is at their own address so are they in their names or yours? If they are in their names then they are their debts and your dmp wont have any effect.:happylove DD July 2011:happyloveAug 13 [STRIKE]£4235.19[/STRIKE]:eek: £2550.00 :cool:0
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If they have seperate accounts, these wont affect your debt or dmp. The only thing is the catalogue will notify them so they can arrange payment to the catalogue.If i were you, i would tell your brother and mum, as it will be better coming from you than the catalogue.0
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