whos lending has anyone used them?

keith_lard

http://www.whoslending.co.uk/

Just want to ask has anyone used the above before?


thinking of a remortgage, been told to use the above website.


Thanks to anyone who replys!:beer:

k.

Conrad

Just another broker is all.

In the end I've survived my knowing my gravy. In tghe last 3 years over 68% of brokers have gone.
This one above will be only as good as the staff member you happen to deal with.

Here's the thing; You cannot learn all you need to know, it takes years of experience AND MOST IMPORTANTLY CONTACTS - many a broker will not have had the time to build the trust with the requiste contacts.

Conrad

HERE'S THE REAL TEST;

See if they do DIRECT to lender deals which are cheaper than broker deals. Also see if they try and sell you life assurance. If they are good they will refund you half the nlife commision as this has the effect of makung the premiums as cheap as possible (with good companies such as AVIVA).

keith_lard

Thanks Conrad for your reply,
I have had a mortgage for 10 years now, never missed a payment, although my credit rating is not great, just trying to find out the best path to take, my fixed rate deal ends Jan 2012 just doing some homework before the rate jumps up!!!

What would you say the best path to take with a not so perfect credit rating???


K.

payless

as Conrad says, seems to be just another broker- but if a friend recommends ( rather advert) than then thats a good start.

Check fees ( if any)
Ask if will research direct deals

If really want to check out a firm- look for online reviews or info on companies house.

herbiesjp

I would echo the above.

I would also state though that while they state "call now for free friendly mortgage advice" - they charge a £499 fee plus retain any commission.