Me vs DCA (2-0 so far)

mrchinchin25

Okay, just thought I'd put this out as I'm pretty happy at the mo!

Round 1 -
Earlier this year, received the usual fishing letter from a DCA about a statute barred debt. Following advice from you guys in this thread, I dealt with it (forums.moneysavingexpert.com/showthread.php?t=2363253&highlight)

Basically I sent them a "statute barred" letter template, received back another demand, sent them a more "vigorous" statute barred letter.
On 14/04/2010 I received a letter stating "This was sent in error please disregard". Case closed!


Round 2 -
On 21/09/2010 and 24/09/2010 received more fishing letters. I resent the 'vigorous' letter I'd sent, with a few additions (eg. "you already said to ignore it").
To be honest, this letter made no real sense when you read it properly, but I thought sod them the points were all there -
1) debt is statute barred
2) don't send anyone round I retract that
3) this is a complaint, I don't want to hear back until you deal with the complaint
4) some case law examples to reinforce the points

A few weeks later, received their complaints policy (very good of them) and nothing else. Didn't bother responding.

11/11/10 received a letter back with the following -
"Instructions have been received from our client to withdraw the above account. Accordingly the account has been closed on DCA NAME system and returned to our client"

So I make this 2-0 so far :T

Big thanks for all your help to the people in the previous threads

WRINKLES

mrchinchin25 wrote: »

Okay, just thought I'd put this out as I'm pretty happy at the mo!

Round 1 -
Earlier this year, received the usual fishing letter from a DCA about a statute barred debt. Following advice from you guys in this thread, I dealt with it (forums.moneysavingexpert.com/showthread.php?t=2363253&highlight)

Basically I sent them a "statute barred" letter template, received back another demand, sent them a more "vigorous" statute barred letter.
On 14/04/2010 I received a letter stating "This was sent in error please disregard". Case closed!


Round 2 -
On 21/09/2010 and 24/09/2010 received more fishing letters. I resent the 'vigorous' letter I'd sent, with a few additions (eg. "you already said to ignore it").
To be honest, this letter made no real sense when you read it properly, but I thought sod them the points were all there -
1) debt is statute barred
2) don't send anyone round I retract that
3) this is a complaint, I don't want to hear back until you deal with the complaint
4) some case law examples to reinforce the points

A few weeks later, received their complaints policy (very good of them) and nothing else. Didn't bother responding.

11/11/10 received a letter back with the following -
"Instructions have been received from our client to withdraw the above account. Accordingly the account has been closed on DCA NAME system and returned to our client"

So I make this 2-0 so far :T

Big thanks for all your help to the people in the previous threads

The best way to deal with a DCA who is trying to collect on a statute barred debt , is to ignore them , go straight to their [ client ] send a copy of the DCA letter asking if they are in fact acting on behalf of them , put nothing else in the letter , print your name , when they reply stating that the DCA is in fact acting on their behalf , then send the statute barred letter to them, it stops the debt going on a merry go round of DCA , s , send recorded delivery , download post office proof of delivery and signature , never sign anything print your name , if you get any crap back from them make a complaint to trading standards and OFT .

WRINKLES

:D:D:D:D:D:D:D:D:DBy the way i am 10 - 0 working on no 11 , its a very long story , when i have dealt with them all i will reveal all :j

mrchinchin25

WRINKLES wrote: »

The best way to deal with a DCA who is trying to collect on a statute barred debt , is to ignore them , go straight to their [ client ] send a copy of the DCA letter asking if they are in fact acting on behalf of them , put nothing else in the letter , print your name , when they reply stating that the DCA is in fact acting on their behalf , then send the statute barred letter to them, it stops the debt going on a merry go round of DCA , s , send recorded delivery , download post office proof of delivery and signature , never sign anything print your name , if you get any crap back from them make a complaint to trading standards and OFT .

Oh absolutely, the next time they send a letter it will be ignored, and if anyone bothers to come round they will have a photocopy of the "win-letter" thrown at them through a window