bankrupcy advice needed

NekoZombie

Is the OP in a position to offer full and final settlements?

wherediditallgo

intreast wrote: »

in france now the ything i am getting cr over here no problems as the cr ref agencies do not check from one country to another so if u ran up debts in the uk they dont check in another country. all my debts are sett now the banks well do any thing to help u when u o so much money . the more u o on loans and cr cards the more they write off

intreast wrote: »

wrong i ran up 12000.00 of debt sett for less then half paided back around 50.000 in total as full and final then went to france in paris now and got visa and a loan they dont check of shore a friend of mine moved to dublin roi he dad 80.000 of debts in the uk he got mastercard and loan in euros even in the roi they dont check uk records as its a diffrent country

That's not true the world over. A friend is planning on going to Australia in the next couple of years. She's already been told that she'll need to show she has a certain level of readily-available savings (I think she said £2k) - this is so as to support herself if she doesn't get work, & also pay for flights back home if things don't work out. Also, any payment arrangements (DMP or BR) are likely to be picked up on, as they will have access to the same info. She's going for a DMP specifically because a BR on her file will make things more difficult for her out there, as she'll want to buy a property with her husband at some point.

It was the other way around when they looked into going to America. America is very strict about certain things, but a BR was apparently looked on almost as an incidental event, whereas a DMP meant they needed their debts to be supervised so couldn't be trusted.

When my Australian-born sister-in-law (dual nationality) went back to Australia in 2004 on holiday expecting to get a tax rebate, she was told that she actually owed taxes there. She told them she couldn't pay it because she was only there on holiday & worked in the UK. When she came back here, an attachment of earnings order was put on her UK salary to pay them. She then accrued some debts in the UK which she defaulted on (possibly because she knew she was going back to Australia for good), but now she's back there she can't get any credit at all because the defaults have shown up on her credit file. Her choice is either to settle the debts from Australia, or come back here to do it. She's not working at the moment, but when she starts, I fully expect her to end up with an earnings order on her Australian salary to deal with it, because information is clearly being shared at some level.

scootw1

intreast wrote: »

i ran up 120.000 on debt and loved it i paided them all back with sett figures // hsbc 22000 pounds sett 8.000 pounds natwest 13000 pounds sett 6000 pounds abbet 7000 sett 3000 pounds tesco visa 8000 pounds sett 4000 pounds the thing i paided then all back with there money made a round 60 .000 pounds profit not bad for a french man

Seems as though you are proud of the fact you wiped off so much debt.

Even though i went bankrupt i am not proud of wiping debt off even though i know the creditors are making billions in profit. I certainly wouldn't go round boasting about it.