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Remortgaging LTV query
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Dont get me started on this one.... my house is worth somehwere between £108k and £115k - but Halifax have it down on record as being worth £85k! They havent been to survey the property, they've worked it out purely based on what I paid for it and market values. I'm now selling the house and moving so that I can essentially 'prove' it's value - estate agents advised to put it up for £112,000 - so definately not worth £85k!
As a point of interest, the main company that Halifax use to execute valuation reports is owned as a subsidiary of.... Halifax0
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